Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Pursuing a Wrongful Death Claim After the Death of a Loved One
Wrongful death” is the legal term for fatal incidents that could and should have been prevented. The context in which wrongful deaths occur varies widely, but usually involves some sort of negligence on the part of the defendant. If a family member was the victim of wrongful death, you may be entitled to legal compensation.
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More Mistakes to Avoid When Buying Your First Home
Of all the investments you’ll make in your lifetime, your home is likely your biggest one. Therefore, it’s important to take the home-buying process seriously, as any mistakes you make during the process could have a magnified effect. If you know what types of mistakes to be on the lookout for, you’ll be better prepared to avoid them so that you can enjoy smooth sailing as you move into your first home.
Read More5 Investment Options for Seniors
For seniors and retirees, it’s likely you’ve been saving up money for most of your life. Perhaps you set aside money from each paycheck either in an employment-sponsored 401(k), stock options, or one of many different types of individual retirement accounts (IRAs). While you might have been saving for the better part of your life, you don’t want to stop once retirement age comes. Unexpected medical costs, increased taxes, natural disasters, and more can cause a financial burden with little to no preparation time.
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How Families Can Get the Most Out of Roofing Insurance After a Disaster
When a natural disaster strikes, often one of the first parts of your home to sustain damage is your roof. Fortunately, most good insurance policies will pay to fix the damage to your roof so that you can restore it as quickly as possible. It’s important, though, that you understand the proper steps to take so that you get the most out of your insurance policy. Here are a few ways to get the best payout for roofing services after a disaster.
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4 Tips for Saving Money on Household Repairs
Every homeowner knows to expect occasional repairs on their house and property. You can hope that you will catch problems early so they can be handled quickly, easily, and affordably.
When something breaks or needs to be repaired, here are four tips that may be able to help you save money.
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Guide to Creating an Annual Family Budget Plan
Managing finances for the whole family is not always easy. It can be overwhelming to balance the needs and wants of all family members with the realities of your budget. That’s why some planning and organization is necessary to help you be aware of your income and spending. A budget will also help you be more prepared when it comes to dealing with unexpected expenses. That’s why we wanted to help you with creating an annual family budget plan. Here are some tips and tricks you need to manage the family finances in the long run.
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Purchase Agreements, Disclosures, Deeds, and Other Vital Documents in a Real Estate Sale
Real estate transactions are document-intensive. The necessary documentation permeates the agreement to purchase, the transfer of land, and an itemization of the price and costs involved. Below are important papers in a real estate transaction that protect your rights and interests as a buyer and ultimately property owner.
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How to Get Money to Cover an Emergency Repair
At some point, your car is going to break down, your home’s roof is going to start to leak or an appliance is going to stop working properly. While you can’t pinpoint the exact time an issue may arise, there are things that you can do to fix the issue in a timely manner. The best option is to have an emergency fund to cover the cost of the repair. But what if you don’t have the savings? Then you must borrow the money. If that is your only option you want to arrange for the best terms possible.
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5 Mistakes Most First-Time Homebuyers Make
Shopping for your first home is an exciting time of finding a house with all the features you want. However, it is easy for new homebuyers to make common mistakes that could lead to a disappointing purchase or cause them to pay more than planned. Here are five things to be aware of when looking at a home to buy. A professional home inspection could save thousands of dollars in house repairs and could keep you from paying more than the property is worth. Home inspectors will do a thorough evaluation of the property from top to bottom and outside as well as inside. Photos are usually taken as evidence of problems like roof leaks, water damage, or termite infestations. Although the fee varies, you can often get a high-quality inspection for between $150 and $500 depending on the size, location, and complexity of the property. The information could protect you from buying a home with hidden problems that will be expensive to repair. Shoppers who skip the inspection often wish later they had gotten one.
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Does a Reverse Mortgage Loan Make Sense for You?
Under the right circumstances, a reverse mortgage loan from an approved and respected lender can be a great way to improve your financial situation in retirement.
Many seniors, understandably, are intensely concerned with remaining independent for as long as possible in their golden years. A reverse mortgage provides the financial stability to stay in your home and maintain your independence for years. In this article, we’ll cover the basics of reverse mortgage loans, how they work, and how to know if one is right for you.
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Practical Budgeting Tips for Big FamiliesÂ
Having a big family can be one of the best things in the world – the more kids the merrier! However, having more kids means having more responsibilities, and they can be expensive. That’s why big families often have to plan everything ahead and take every single thing they buy into consideration. Luckily, there are ways to spend less money, so if you too want to become more frugal, here are a few practical tips that might go a really long way.
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How to Make a New Car Affordable
If you’re like most families, then you must adhere to a pretty strict budget. This means any new purchase, particularly a big one like a car, gets a great deal of scrutiny. However, this doesn’t mean you can’t afford to buy a new car for your family. It just means you need to be wise about it. Here are some tips for finding the best deals on a new vehicle for your family.
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