Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
4 Dental Procedures to Account for in Your Budget
A dentist can help you to have a beautiful smile that you will enjoy showing off. Whether you need to visit one for an emergency or for a regular check-up, you want to make sure that you have enough money budgeted out to handle any procedures you may require. Your teeth are an important part of your appearance, play a role in how you speak, and allow you to eat the foods you love, so taking care of them is a smart investment. Many dentists are affiliated with either a dental program that guarantees you a specific reduced price like 1Dental, or they accept Dental Insurance, or they have an arrangement with a financing program that allows you to pay for more expensive procedures over time.
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Have an End-of-Summer Yard Sale
If you are like many other parents you find yourself looking around at the end of summer completely overwhelmed by the amount of “stuff” that needs to be put away. You are also faced with the task of providing for school supplies and suitable clothes for your kids who have grown rapidly all summer long. It is time to have an end-of-summer yard sale.
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When Should You Get Life Insurance?
At the height of your youth, you may feel invincible to some extent. This is especially true for single people in their 20s or 30s who are free from the physical, emotional, psychological, or financial responsibilities of having a family and are at the peak of health even after some questionable life choices when it comes to their diet and other everyday habits. That sense of reckless abandon when it comes to dealing with finances and health can make people shortsighted when preparing for their future. Young people these days tend to splurge on the latest gadgets, fashion, or on eating out (which is costlier than buying ingredients and prepping your own food) and seem deliberately oblivious of the risks to their finances when they make these purchases.
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How to Handle an Injury With No Insurance
Being injured when you don’t have insurance can be a scary prospect. This doesn’t mean that you don’t have options to help you pay for your medical care. Here are some of the steps that you’ll need to take in order to handle your injury without having to go into debt. Often Doctors and hospitals will give you a discount if they know you don’t have insurance. Actually, they usually end up giving insurance companies a discount as well. Even though they say the rate for a certain procedure is $10,000, the insurance company will often only pay them $2,000 or $3,000 and they write off the balance. So there is no reason why you can’t negotiate the same discount.
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Reduce Debt or Save– What Should You Prioritize?
Saving for the future or paying off your debt. Both are lofty goals that most of us have tried., but when it comes to determining which is more important, the answer is rarely cut and dry. When confronted with student loan debt and credit card bills, sometimes it seems the best way to get out of debt is to just pay it off. The issue is interest rates. Generally, one’s interest rates are high while the other is relatively low, and if you’re not saving, you may run into trouble before you’re debt-free.
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Teaching Your Teens the Importance of Saving
Saving can be difficult for lots of people, not just your teenager. In order to teach your teen the importance of saving, you need to set a good example. Here are some of the ways that you can go about instilling the importance of saving money and budgeting expenses to your teen.
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7 Sure Ways to Increase Your Home’s Value
Renovating and upgrading your home is easier said than done, especially now that you are more inclined to invest in it. The sky is still the limit! There are many ways to increase your home’s value. Some of them are easy to do. You can even find some low-cost hacks! A lot of them might feel more expensive and can take a lot of time to complete, but just like the others, it will be worth it once it’s completed.
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5 Awesome Energy Saving Ways to Cut Your Home Energy Costs Now
Unfortunately, home energy costs are always rising, and electricity is a necessity in the modern world, so frugal-minded consumers should be on the lookout for ways to save. Fortunately, there are plenty of ways to do that.
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Renovate Your Family Home on a Budget
No matter how cool and big your family home is, the chances are you’re not absolutely happy with it. Maybe you don’t have enough storage space, your floors need to be redone, or your kitchen needs a new look. Whatever it is, renovating your home from time to time is something you just have to do. What you don’t have to do, though, is waste a ton of money doing it. Just be frugal and do that on a budget. If this is something you’d like to do as well, here are a few ideas to consider.
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Step by Step Guide: How to Calculate Electricity Usage Cost and Charges
Do you know how much your individual electrical appliances actually cost to operate? In a world where environmental awareness is a pressing concern, being aware and mindful of not only how much energy you’re using but also how much each appliance costs is more important than ever. Every appliance or device you use is reflected in your monthly energy bill, but that doesn’t mean they all cost you the same. This awareness of just how much each device uses and how much it costs can save you big if you’re careful. If you know the biggest energy vampires in your home, you can adjust your uses or replace them altogether.
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Ways to Finance an Unexpected Car Repair While Sticking to Your Budget
Car repairs are one of the most common budget busters around. An unexpected fuel pump failure, worn-out brakes, or a punctured radiator can cost several hundred dollars to have repaired. Most budgets don’t have that much flexibility built-in, but there are ways to handle an unexpected car repair. Here are some ways to handle your car problems.
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Make Extra Cash with a “Side-Hustle”
Spare cash is a wonderful thing. It can help you buy extras after your regular income takes care of your monthly expenses. It can help you get out of all sorts of financial ruts as well. If you want to boost your earnings, there are a number of things that you can try. Getting spare cash doesn’t have to be something that’s hard for you.
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