Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Newly Weds: 5 Reasons You Need a Financial Planner in the Early Years
Getting married is a joyous occasion, but it also comes with an assortment of questions. One of the biggest is how to handle your money. While you likely previously handled all your finances yourself, now you have to take your spouse into consideration. You don’t need their approval for every penny you spend, but you will need to consult them for larger decisions. Here are some reasons why a financial planner can help out in the early years of marriage.
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Take Control of Your Future with Self-Directed Retirement Plans
If you’re looking for greater control over your retirement planning and investments, a self-directed retirement plan could be the perfect choice. These plans allow you to choose exactly where and how your money is invested, explore a wider range of investment choices, and decide which assets work best for you.
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4 Financial Planning Tips for Parents
Having a baby on the way requires a huge amount of planning. You have to plan all your doctor’s visits, design your child’s room, and figure out how long you’re going to stay out of work post-baby. You might even be planning your meals or researching your childcare options. However, there is one area that many parents forget to plan for – finances. While financial planning might be the last thing on your mind with a new baby on the way, it is extremely important. After all, according to Time, it takes approximately $245,340 in total to raise a baby from birth to adulthood. That is a huge amount of anyone’s income and requires a great deal of forethought to do effectively. Follow these financial tips to ensure that you and your child have the best financial future possible.
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How to Save Money on Utilities Comfortably
When money is tight, finding ways to cut back on expenses is important. For many people, one expense that could be reduced are the utility bills. When it comes to cutting back on utility bills, many people are concerned that they will also have to sacrifice their personal comfort to save money. Fortunately, there are several ways that you can cut back on utility costs without having to be uncomfortable in the process.
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Home Office Ideas: Turn a Spare Room into Your Dream Workspace
Having an extra room in your home is something many homeowners dream about and if you’re lucky enough to have one, you can transform it into the most gorgeous office ever. Whether you’re an avid blogger, a successful entrepreneur, or just like to hang out on social media sites, you need a peaceful oasis where you’ll have plenty of space to work. A designated workspace will inspire and motivate you and help you get things done. If you’re ready to create your perfect home office, just follow these simple tips and you’ll surely come up with a productive area.
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Diversification: The Simple Secret to Building Your Wealth
When you invest money you expect your capital to be recouped and to receive ongoing profits from your financial venture, property, or share. For example, if you buy a rental property, you expect to be able to pay off the mortgage with the money you receive from tenants and then earn a profit for many years to come.
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Money in Your Twenties: 5 Reasons You Need a Financial Planner
The first few years after you graduate from college are some of the most important of your life. You may for the first time have to figure out how to make student loan payments, pay rent and make sure that there is food in the pantry. The good news is that a financial planner can help you create a budget that works today and in the long-term.
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Are Your Bathroom Habits Costing You? 4 Tricks to Save Water and Keep Bills Low
You would be surprised at how much water your family uses every day. Did you know that the average American uses 100 gallons of water a day? And a good portion of that is just from your bathroom habits alone. The good news is that there are several ways to save water without sacrificing your bathroom habits. If you have public water and sewer (as compared to a well and septic) you may actually paying for that water twice, once when it comes in to your house and once when it goes out. But sewer water isn’t metered so even if you water your lawn with it, you may be paying sewage fees for that water. Plus if you use hot water you pay again to heat it. But you can start lowering your water bills by keeping the following tricks in mind.
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4 Ways to Save Money on Internet Service
Internet service is a must-have for the vast majority of households today. People rely on Internet access for all sorts of daily tasks. Parents pay their utility bills on the Internet. Children research homework assignments online. People take care of shopping needs through online retailers, too. If you want to save big on vital Internet service, however, there are numerous convenient approaches you can try.
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Don’t Take Driving Lessons from Facebook
A look at left turn regulations in all 50 states including links to every state’s DMV driving manual.
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How to Achieve a Coast Style Inspired Home on a Budget
There is one reason why decorating your home beach-inspired is a great idea… it is inexpensive. Of all the decorating styles, “coast” inspired decorations is the most budget-friendly way to go to achieve the look. In this style, the majority of the items needed can be recycled, repurposed and can be done all by yourself.
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Boost Your Credit BEFORE Buying Your 1st Home
Buying a home is always a very big and important decision. When you are looking for your next home, making sure that you will qualify for the best possible mortgage is a great idea. To get the best deal, you will need to make sure that your credit is in good order before you try and buy the property. Remember a better credit score means a lower interest rate and even a half percent can make thousands of dollars difference on a mortgage.Â
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