Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Nanny Nuances: How to Find Affordable Childcare
You love your kids, and you always want what’s best for them. At the same time, you’ve got a life to live, a job to do, and as much as you love your kids, most businesses frown on bringing your children to work. That’s why working to find affordable childcare is so crucial. Luckily, there are many different options to help make quality care affordable.
Read More
4 Expensive Family Events & How to Save Money on Them
Regardless of the amount of money that your family makes, a burden can be put on family budgets by some events. When this happens, it is often time to think outside the box to come up with the extra funds needed. Here are four common family events and how you may consider financing them.
Read More
Renovation/Redecorating on a Budget Pt. 2
As we said last time, redecorating and renovating your home is always interesting and exciting, but you’re not always in a position to make all of your wishes come true. That’s why planning ahead and being ready to compromise and navigate between your desires and reality is a must, and if you don’t have that much money, you simply have to find ways to work on a budget. Luckily, there are lots of frugal ideas everywhere you look and you can make wonders even on the tightest of budgets, so here are a couple of ideas you definitely shouldn’t avoid when decorating your personal space.
Read More
How to Manage Your Family’s Budget during a Home Renovation
Home improvements are never easy to accomplish, but there’s plenty of steps you can take to make your life a little easier. One of the hardest problems to overcome is staying within your means. Below, are four ways you can better manage your family’s budget throughout a home renovation.
Read More
Save Your Family Hundreds of Dollars, Choose the Right Funeral Home
When a loved one has passed away, often the last thing you are thinking about is choosing a funeral home. Most people do not take the time to properly select a good funeral home, however, if you take the time to choose carefully, you can save hundreds, sometimes thousands of dollars on funeral costs. Along with saving money, you will also be able to find a funeral home that can meet all of your needs, leaving you and your family satisfied with the decision.
Read More
How to Save Money on Yard Care Without Giving up on Aesthetic Appeal
Now that spring is right around the corner, it’s time to start thinking about yard care. The National Garden Association estimates that an average household spends $350 per year on lawn and garden costs. For some, that might not sound like much. For others, though, it can take a toll. If you’re wanting to save in this area of your home care expenses, here are several tips for you to consider.
Read More
Cutting Your Home Insurance Bill: Three Secrets That Can Save You A Bundle
Every year, Americans are paying more than they need to on their home insurance. Your home is one of your most prized possessions. Therefore, it is only natural for you to take steps to protect it. Protection for your home comes in the form of homeowners insurance. However, Premiums on home insurance have risen over 50 percent in the last ten years. Currently, the average insurance premium for homes in the United states stands at $1083 annually and can rise as high as $2,024 in some states. If you are one of the many homeowners looking to slash their insurance bill for the next year, take a look at these simple tips.Â
Read More
Money Saving Challenge
As the year starts we tend to make “New Year’s Resolutions” but by the time February rolls around we have generally forgotten them so by following this Money Saving Challenge we here at Your Family Finances are encouraging you to step up and get back in the game. If you follow the plan in this challenge you will have some guidelines to help you along the way rather than just a vague goal of “somehow” getting your financial life straight.
Read More
Taxes: Why It’s Better to File Early
The sooner you file your taxes, the faster you can expect to see a refund. The IRS issues 90% of refunds within 21 days of filing, which means you won’t have to wait until almost mid-year if you act fast but there are other benefits of filing early as well.
Read More
Tony Robbins Best Financial Advice
Before you get in the investing game learn the rules. “When a person with money meets a person with experience we all know what happens… the person with the experience ends up with the money. ” ~ Tony Robbins.
Read More
How to Save Energy When Using a Water Heater
For every 10 degrees that you lower your water heater’s thermostat, you will cut 3-5% of water heater electricity expenses on your monthly bill. Some water heater units are preset as high as 140 degrees; temperature this high has a high chance of scalding. If this is the case, then you can easily set it lower to 120 degrees. 120 degrees is generally enough for your hot water needs. See this video for some great tips on further adjustments you can make to save even more.
Read More
4 Steps to Achieving Financial Stability
Anyone who has lived paycheck to paycheck knows that it’s no fun. You struggle to scrape by every month, you’re constantly stressed about money and even a minor emergency could put you in difficult spot. Fortunately, you can achieve financial stability if you follow the right strategy.
Read More