Interest Free Money

How to Get Money Interest Free

If you are experiencing a temporary cash-flow problem and need some money to tide you over for 12 to 18 months here is an interesting trick to get some money interest-free. And even better than that, these companies are actually paying you to take their money! Imagine borrowing $500 keeping it for 15 months and […]
Gold Bars

Why Add Precious Metals to Your Financial Portfolio?

By Tim McMahon | May 25, 2023

In uncertain economic times, many investors turn to precious metals to diversify their portfolios and protect their wealth. While investing in precious metals may seem daunting, it is a smart financial move that can provide many benefits. In this post, we’ll explore the top reasons why you should consider adding precious metals to your financial portfolio.

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US Population Ethnicity

Fifty Years of Reparations and Counting

By Tim McMahon | May 24, 2023

“Reparations” is a hot-button topic of late, with people on both sides of the issue holding strong (but opposing) convictions. Today I’d like to shed some statistical light on the subject. But first…

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Personal Assets Deciding When to Sell or Keep

Should I Keep This Stuff?

By Guest Author | May 15, 2023

Personal Assets: Deciding Whether to Sell Individuals place monetary and emotional value on personal assets such as houses, automobiles, technology, antiques, and collections. While some assets may increase in value as time passes, others may become obsolete or necessitate extensive maintenance and repairs. This article will investigate these aspects and offer advice regarding making educated […]

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Get the Most out of Your Auto Insurance

How to Get the Most Out of Your Auto Insurance

By Guest Author | May 8, 2023

To get the most out of your auto insurance, you need to be strategic in choosing your policy and coverage. Here are some tactics that can help you get the most out of your auto insurance.

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The Financial Benefits of Installing Solar Panels

The Financial Benefits of Installing Solar Panels

By Tim McMahon | May 1, 2023

Energy costs are rising, putting additional strain on home budgets, so homeowners are continually looking for ways to cut their energy costs. Installing solar panels is one of the most effective ways to do this. In this article, we will explore the various ways that solar panels can save you money and increase your bottom line.

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Life Insurance vs Annuity

Should You invest in Life Insurance or an Annuity?

By Tim McMahon | April 28, 2023

What is the difference between investing in a life insurance policy and investing in an annuity?

Which one should be preferred over the other for investment purposes?

Strictly speaking, a life insurance policy and an annuity are like mirror images of each other. A life insurance policy pays a lump sum at death… after a series of smaller payments while you are alive.

On the other hand, an annuity pays a series of payments for the rest of your life after payment of a lump sum at the beginning.

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American Cheese Awful

Why is American Cheese so Ridiculously Awful?

By Tim McMahon | April 25, 2023

The major problem with “American Cheese” is that it isn’t American Cheese anymore. Over the years, it has been diluted and made to be more like plastic, and accordingly, it has been regulated by the Food & Drug Administration and given new names.

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Self Employed Mortgage

Mortgages for the Self-Employed

By Tim McMahon | April 14, 2023

Historically self-employed borrowers have had difficulty qualifying for mortgages. Because Self-Employed workers or small business owners typically take advantage of tax code benefits, trying to qualify for a mortgage using tax returns can be very difficult. This type of loan enables self-employed individuals to purchase or refinance a home without having to provide tax returns, W2s, or other forms of documentation that are typically required when applying for a mortgage. Let’s take a closer look at some benefits of this type of loan.

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mortgage

What You Need to Know About Home Mortgages

By Tim McMahon | April 4, 2023

Home mortgages are complex financial products, but unless you are independently wealthy they are also essential for people who want to buy a home. Whether you’re buying your first home or refinancing an existing mortgage, understanding the basics of how mortgages work can help you make the right choice. This article will discuss some of the key elements that all prospective borrowers should consider when shopping for a mortgage.

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Aerial View of City

How to Save Money When Moving Abroad

By Tim McMahon | March 30, 2023

Whatever your motivation for relocating abroad, it is true that the process takes careful planning and research. But moving to another country is definitely worth the effort, don’t let that discourage you. There are many advantages to living abroad, including getting to know new people, immersing yourself in another culture, and depending on the country, possibly a lower cost of living. The US State Department estimates that about nine million Americans are living abroad.

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5 Different Approaches to Buying a Car

By Guest Author | March 25, 2023

Are you in the market for a car? Buying a car is an exciting milestone in life, but it can also be a stressful experience. But different people take different approaches to buying a vehicle. That’s why we’ll discuss some of the different attitudes and approaches you can take when going car shopping, and some advice on which approach might work for you. Buying a car is a huge decision, so be sure to take the appropriate amount of time to research and consult before committing to a choice.

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Investment Mortgage

5 Tips for Qualifying for an Investment Property Mortgage

By Guest Author | March 22, 2023

If you’re looking to purchase an investment property, you’ll need to qualify for a mortgage. Investment property mortgages are different from traditional home loans. They can be easier or more difficult to qualify for, because they require entirely different types of proof in order to qualify. Here are five tips that will help you get approved for an investment property mortgage.

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