Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Should I Keep This Stuff?
Personal Assets: Deciding Whether to Sell Individuals place monetary and emotional value on personal assets such as houses, automobiles, technology, antiques, and collections. While some assets may increase in value as time passes, others may become obsolete or necessitate extensive maintenance and repairs. This article will investigate these aspects and offer advice regarding making educated […]
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How to Get the Most Out of Your Auto Insurance
To get the most out of your auto insurance, you need to be strategic in choosing your policy and coverage. Here are some tactics that can help you get the most out of your auto insurance.
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The Financial Benefits of Installing Solar Panels
Energy costs are rising, putting additional strain on home budgets, so homeowners are continually looking for ways to cut their energy costs. Installing solar panels is one of the most effective ways to do this. In this article, we will explore the various ways that solar panels can save you money and increase your bottom line.
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Should You invest in Life Insurance or an Annuity?
What is the difference between investing in a life insurance policy and investing in an annuity?
Which one should be preferred over the other for investment purposes?
Strictly speaking, a life insurance policy and an annuity are like mirror images of each other. A life insurance policy pays a lump sum at death… after a series of smaller payments while you are alive.
On the other hand, an annuity pays a series of payments for the rest of your life after payment of a lump sum at the beginning.
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Why is American Cheese so Ridiculously Awful?
The major problem with “American Cheese” is that it isn’t American Cheese anymore. Over the years, it has been diluted and made to be more like plastic, and accordingly, it has been regulated by the Food & Drug Administration and given new names.
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Mortgages for the Self-Employed
Historically self-employed borrowers have had difficulty qualifying for mortgages. Because Self-Employed workers or small business owners typically take advantage of tax code benefits, trying to qualify for a mortgage using tax returns can be very difficult. This type of loan enables self-employed individuals to purchase or refinance a home without having to provide tax returns, W2s, or other forms of documentation that are typically required when applying for a mortgage. Let’s take a closer look at some benefits of this type of loan.
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What You Need to Know About Home Mortgages
Home mortgages are complex financial products, but unless you are independently wealthy they are also essential for people who want to buy a home. Whether you’re buying your first home or refinancing an existing mortgage, understanding the basics of how mortgages work can help you make the right choice. This article will discuss some of the key elements that all prospective borrowers should consider when shopping for a mortgage.
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How to Save Money When Moving Abroad
Whatever your motivation for relocating abroad, it is true that the process takes careful planning and research. But moving to another country is definitely worth the effort, don’t let that discourage you. There are many advantages to living abroad, including getting to know new people, immersing yourself in another culture, and depending on the country, possibly a lower cost of living. The US State Department estimates that about nine million Americans are living abroad.
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5 Different Approaches to Buying a Car
Are you in the market for a car? Buying a car is an exciting milestone in life, but it can also be a stressful experience. But different people take different approaches to buying a vehicle. That’s why we’ll discuss some of the different attitudes and approaches you can take when going car shopping, and some advice on which approach might work for you. Buying a car is a huge decision, so be sure to take the appropriate amount of time to research and consult before committing to a choice.
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5 Tips for Qualifying for an Investment Property Mortgage
If you’re looking to purchase an investment property, you’ll need to qualify for a mortgage. Investment property mortgages are different from traditional home loans. They can be easier or more difficult to qualify for, because they require entirely different types of proof in order to qualify. Here are five tips that will help you get approved for an investment property mortgage.
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Financial Preparation for a New Baby
If you’re expecting your first baby, you’re embarking on the adventure of a lifetime. The birth itself is a life-changing event. You are no longer just responsible for yourself, but now you have a bundle of joy to care for as well. Regarding finances, pregnancy, and childbirth can be fraught with anxiety. From unexpected medical expenses and insurance snafus to normalizing credit card debt… there are plenty of ways things can go awry in your financial life as a new parent. Luckily, we’ve put together some helpful tips to keep your finances in check before your baby arrives.
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5 Signs You’re Due for a Bathroom Remodel
Are you looking to complete some bathroom remodeling? Are you struggling with deciding when the right time is to take on such a big project? Not sure which upgrades would make your bathroom look and feel more modern while also increasing its value throughout your home? If so, then this blog post is for you! In this article, we will be discussing 5 key signs that indicate it may be time to start planning out that bathroom remodel. From poor layout design to outdated amenities, you’ll learn exactly how to recognize whether or not it’s time for an upgrade. Keep reading if you think now might just be the perfect moment to finally get started on transforming your space into something truly special.
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