Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Does It Make Sense to Pay High Mutual Fund Fees?
We’ve recently written a couple articles on ETFs—exchange traded funds—to help investors understand the difference between them and mutual funds and to show how for nearly every mutual fund you can find an nearly identical ETF that charges much less in fees. And each time we come out with a new article we get even […]
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Americans Barely Keeping Afloat
Did you know that 44% of Americans are “liquid asset poor” i.e. live from paycheck to paycheck? If you have less than 3 months income in savings you are “liquid asset poor” and are just one set-back away from disaster. If you are in this boat you are not alone. And it isn’t entirely your […]
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Five Tips On Savings Accounts
Many families these days are living paycheck to paycheck many companies have cut back on full-time employees in favor of part-time due to fear about Obamacare. So families are pinching pennies and just scraping by. Saving for the future is the furthest thing from their minds. However, it is still very important for families to save for the […]
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Understanding New Student Loans
It’s no secret that the United States has some of the largest amounts of students who attend a college or university. According to NationMaster almost 73% of American High School students go on to college within 5 years of graduation. However, it is becoming increasingly difficult to finance a four year degree or beyond. In 2011, two-thirds of […]
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Teaching Children The Basics Of Finance
It’s amazing how many people do not realize that the reason adults have problems with finance is because they were not taught financial responsibility as kids. Many parents make the mistake of thinking that business matters are too complicated for children to understand, or they just plain believe that kids should not be involved in […]
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Tips for Surviving Foreclosure
When foreclosure notices start coming in, it’s tempting to shut down and ignore the problem, hoping it will go away. But without facing it head on, the problem won’t be going away. Losing a home that you’ve built over the years is unimaginably difficult, yet many Americans face this reality today. Getting over the initial […]
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Teaching Children: Sustainability or Stewardship?
Christians are often accused of being insensitive to the green movement because we doubt the “global warming” data and see “green” as just another government ploy to gain control and power. But as Christians, whether we believe the data or not, we are still called to be good stewards of what God has given us. And […]
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Affordable DIY Home Improvements
Doing home improvement projects does not have to cost a fortune. If you are willing to put a little effort into it, you can do a lot of them by yourself. The money that you save on labor can be channeled into buying better materials. Having some experience in house repairs would be great but […]
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How Does Bail Work?
Even in the best families people sometimes make bad decisions and end up in jail. It could be a DUI, drug possession, or worse. But those bad situations not only have life consequences for the person who is incarcerated but also for their family. What effect will it have on the person who is called to […]
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Buying Your First Home
With an average student loan debt near $27,000 per graduate, first-time home buyers are noticeably absent from the slow housing recovery. The days of a pregnant wife with a happy husband strolling into a new home and hanging a “sold” sign on the post are not faded, but have become obscured. First time home buyers […]
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Using Credit Cards without Getting Into Debt
Having a credit card is handy, especially if you are away from home and blow a tire or a fan belt breaks or some other emergency! However, everyone that has a credit card runs the risk of racking up a significant debt. Credit card debt can quickly spiral out of control. Sometimes it feels like the credit card companies will […]
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5 Helpful Frugal Living Tips for Moms
Is your bank balance gradually sinking like a leaky old boat? Want to save more money without compromising on your lifestyle? If so you need to wake up and start plugging some money leaks. You don’t have to be mega-organized and make big changes to be more frugal. The Japanese have a term called “kai·zen” which just means […]
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