Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
College Education Costs

Ways Your Kid Can Help Pay for Their College Education

By Guest Author | April 11, 2013

A college education typically costs a lot of money and education costs have risen faster than inflation. As such, most parents need all the financial assistance they can get to help put their kids through college. Besides seeking financial assistance from student loan programs and grants programs, you can also help your children by encouraging […]

Read More
Save Money on Funeral Costs

Saving Money on Funeral Planning

By Guest Author | April 9, 2013

Funerals are important occasions which need to be approached with due care and attention. As a dignified event, intended to help mourners bid their final farewell to loved ones, there are many things to consider when planning a funeral. Burial or Cremation Perhaps the first thing you need to consider when arranging a funeral is […]

Read More
Retirement Finances

Retirement Finances- 2 Options for Planning for the Future

By Guest Author | April 8, 2013

Retirement is meant to be a time of relaxation and enjoyment but it can also be stressful if you haven’t prepared properly for it financially. If all you are relying on is Social Security you are destined for trouble. Social Security is not meant to be a pension plan but rather a safety net in addition to […]

Read More
Rent to Own

Rent to Own Homes: Smart Choice or Mistake?

By Guest Author | April 8, 2013

The rent to own home option has gained popularity in recent times due to various factors including a sluggish economy and an uncertain housing market. Rent to own comes with its own set of pros and cons. This option has been found to be best suited for buyers who are finding it difficult to secure […]

Read More
Let it tow

The Time is Now for Your Income Plan

By Dennis Miller | April 5, 2013

By Dennis Miller I have a friend who says, “Why make a decision today if it can be put off until tomorrow?” While that might sound cute, waiting until the transmission on your car is totally broken and having the vehicle towed to a dealer for a trade-in certainly isn’t the optimal way to negotiate […]

Read More

What To Do When You Can’t Meet Your Monetary Retirement Goals

By Guest Author | April 5, 2013

When you get close to retirement and you realize that you are not going to be able to meet the goals that you had in mind, it can be extremely discouraging. However, when you are late in the game, it doesn’t mean that you can’t catch up. Here are a few of the best things […]

Read More

Planning to Start Your Social Security Insurance Benefits at Age 62?

By Lisa McMahon | April 1, 2013

Once you have finished college and are well-established in your career, you begin to plan your retirement more seriously. One thing you need to consider is the age you plan to collect your social security insurance benefits. My parents both began at 62. One of them died at age 71 while the other is still […]

Read More
Property Insurance

Is Property Insurance Worth the Investment?

By Guest Author | March 29, 2013

Property is the stuff of dreams whether it is a house with a white picket fence or a condo by the beach.  And it doesn’t hurt that property in a good location can appreciate in terms of value. But, being the proud owner of property is only the beginning. You have to maintain and insure that […]

Read More

Choosing a Real Estate Agent

By Guest Author | March 28, 2013

Choosing real estate can be tough whether you are looking at a private residence or a commercial property. This makes choosing a real estate agent an even more crucial decision, especially when you do not have as much experience in knowing what to look for in an ideal property. While you can follow advice from a […]

Read More
Hospital Costs

A Closer Look at Health Care Fees

By Guest Author | March 27, 2013

If you have ever walked out of a hospital and wondered why you have to pay thousands of dollars for a simple procedure, you are not alone. The costs of health care in the United States have never been higher. There are a number of factors that go into the cost inflation ranging from administrative […]

Read More

Fire Protection for Your Home – Before It’s Too Late

By Guest Author | March 27, 2013

The Reality of Home Fires It is human nature to avoid worrying about non-urgent threats. The common thinking is that bad things happen to others, not ourselves. The threat of a home fire is one such life situation. As a homeowner, it is important to understand the reality of the risk of a fire at home […]

Read More
health care costs

Putting a Lid on Health Care Costs

By Guest Author | March 26, 2013

As with many other services and products in America, health care costs have been on the rise. Health care providers and establishments are increasing their prices, while those who do have insurance are facing higher premiums and less coverage. Some families are no longer able to afford insurance, or are not provided insurance by their […]

Read More
Scroll to Top