Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.

Finance Tips for First-Time Apartment Renters

By Guest Author | January 28, 2013

Moving out for the first time should be a fun and rewarding experience. However it can also be a dangerous financial trap if you are not properly prepared to deal with the host of new responsibilities you will be confronted with. Absorb the financial advice to below to better equip yourself for successfully navigating the […]

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homeowners insurance contract

Five Important Things about Your Homeowners Insurance Contract

By Sasha Wilson | January 26, 2013

If you’re not sure exactly what’s covered by your homeowners insurance contract, you’re not alone. Even experienced insurance professionals admit that homeowners insurance policies are complex documents written mostly in legal jargon that’s incomprehensible to the average person. It’s important, however, that you have a good understanding of exactly what’s in your homeowners policy, because […]

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Personal Finance

Avoid Making Your Personal Finance Situation Worse

By Frank Sexton | January 25, 2013

The cost of living is rising every year. Keeping on top of your family’s finances is difficult. Trying to balance your budget when funds are limited isn’t easy, so it’s important to make good decisions and avoid any decisions that will put yourself into a financial hole. If you’ve already gotten yourself and your family into a difficult financial […]

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Student Loans – Support for Teen Education

By LeahDelRosario | January 24, 2013

Good education is hard to come by these days. The quality of public schools are dropping day by day, and getting into top colleges is becoming increasingly difficult. This is a reality of life that all parents have to face these days. If you want your teen to get into a top school, the best […]

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Budget Building in a Spending World

By Guest Author | January 23, 2013

Some people have difficulty maintaining a monthly budget, but the most important thing that a person can do is get their finances in order. Therefore, it is vital to take the time to assess your current financial situation and develop a strategy that will help you put away your credit cards and live within your means. Although […]

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5 US Cities Where Real Estate is Booming

By Rachel Oda | January 22, 2013

Looking for a new city for you and your family to move to? Interested in a city where your investment will go a long way? Check out these cities!

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Over 50 Life Insurance

Getting Life Insurance Over 50 Is Easier Than You Think

By Guest Author | January 21, 2013

People over the age of 50 may find that they do not hold adequate life insurance but are afraid they won’t qualify for additional coverage. This is why so many companies are now offering over 50’s life insurance products targeted specifically at this market. However life insurance over 50 doesn’t have to be the minefield that it is […]

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FHA Loans

An FHA Loan Can Help Low-income Families

By Jason Miner | January 19, 2013

An FHA Loan- An FHA Loan through the Federal Housing Administration, can help low-income families purchase homes they would otherwise be unable to afford. This is a big help to families who require more than a single bedroom apartment or house but don’t have the income to come up with a downpayment and may be […]

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Global Economic Outlook

Global Economic Outlook

By Guest Author | January 18, 2013

Mixed Opinions over Australian Economic Outlook for 2013 A weak rate of growth for lending and an improved combination of funding sources has made the local banking sector more resilient than in the lead up to the Lehman Brothers 2008 collapse, according to financial experts. The last four years have seen Australian banks improve and diversify […]

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personal finances online

Dollars and Cyber-Sense: Tools to Help You Track Your Personal Finances Online

By Amy Nielson | January 17, 2013

Do you look at your bank account and just get overwhelmed? The internet has changed countless things about the way people live, and it can provide you with conveniences you never knew you needed. One important skill that you can improve online is money management. Gone are the days of balancing your checkbook or calling […]

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Four Blood Tests That Could Save Your Life

By Guest Author | January 16, 2013

  Now that blood testing centers are established throughout the country, it’s no longer necessary to go to your family doctor to demand blood work. Instead, you can visit a doctor directly at the testing center, request the tests, receive a doctor’s order, and get the results sent to your home. It’s easier than ever […]

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How to Turn Your Small Spare Room into a Home Theater

By Guest Author | January 15, 2013

Want a home theater but can’t figure out where you’d put it? You may consider that small spare room you never thought would work because of its size. Getting a home theater isn’t just about keeping up with Joneses; it’s about bringing the family together and building a space for bonding and fun. Here are some helpful […]

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