Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Responsible Short Term Payday Loans for Christmas
Editor: It is the opinion of Your Family Finances, that payday loans should be avoided at all costs. This article, however, does give some perspective and shows what is being done in the UK to make them more responsible. R3 Survey Reveals Shocking Statistics on Short Term Payday Loans Payday loans have been getting a […]
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How to Sell My Gold?
You’ve probably heard accounts of gold’s skyrocketing price. The gold market has been very strong over the past few years, and with the current economy, it shows no sign of slowing anytime soon. As with any market though, no one has a crystal ball to tell where the top of the market is. If you have […]
Read MoreWhat is the Best Advice for Securing a Bad Credit Home Loan?
A big question that some people face has to do with the possibility of obtaining a home loan when their credit isn’t good. As it stands, yes it is possible however there are some things to take a serious look at. The first question asked will be, “How much cash do you have?” and then […]
Read MoreThe Truth About Annuities
6 Annuities FAQs: Yesterday we talked about how useful annuities are for retirement planning. Today we are going to look at some common misconceptions about annuities. Fact or Fiction? — 1) Many different investments offer a guaranteed income stream. — Fiction! Annuities are the only financial planning option that can guarantee a continuous stream of income throughout […]
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Annuities for Retirement
Why You Need An Annuity 1) Annuities Provide Tax Savings An annuity has numerous advantages. The first advantage is tax deferral on interest and capital gains which allows the principal to compound tax free and can save you a lot of money. There is no IRS reporting requirement until you actually make a withdrawal from […]
Read MoreSavings Accounts: Which One is Right For You?
A savings account can be useful for many purposes. It provides you with the ability to earn interest on your funds while maintaining an emergency fund, saving for a major purchase and more. After making the decision to open a savings account comes the task of deciding which type of savings account you should open. […]
Read MoreBest Money Advice: 5 Everyday Items Which Are Worth Investing In, and 5 Which Aren’t
As Americans, we generally have way too much stuff. There are everyday items that we really do need, but these are few and far between. For the most part, our items range between stuff we could live without and stuff that is just complete and utter junk taking up space. If you’re trying to downsize […]
Read MoreSelling Your Business
Selling a business is a massive undertaking. Whether the reason for selling is due to retirement or lack of interest, you hope to gain a profit from the sale of a business that you have worked long hours to grow. With brokers’ fees, however, you can see your profits rapidly dwindle. This might lead you […]
Read MoreEntrepreneurship Helps Kids Prepare for the Best MBA Programs
Everyone knows that the best MBA programs are really expensive. Your Family Finances has looked at a number of creative ways to pay for schooling, but how can students be sure they’re really getting their money’s worth once enrolled? Emma Collins works for a website that profiles the best MBA programs of 2012, and today she looks at […]
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Getting the Best Annuity Rate
Choosing the right retirement plan is perhaps the most important decision you can make to ensure a secure retirement. However, it is evident that many people fail to adequately plan for their life after retirement. The old saying, “if you fail to plan, you plan to fail” definately applies in this situation. One method of providing for […]
Read MoreAre You Too Broke for Bankruptcy?
Many Americans recently have faced the spectre of filing bankruptcy. Some of these people have been facing long-term unemployment and other factors due to the economic downturn in America. Is it possible to be too broke to file bankruptcy? People who have waited until their unemployment has run out may be too broke to file for bankruptcy […]
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