Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.

Open Your Own Restaurant

By Guest Author | October 20, 2012

The restaurant business is challenging. Since there are a large number of variables to consider, many novice restaurateurs make mistakes born out of pure ignorance. Experience and training are among the most vital parts of the hospitality and food service business. For individuals who have no formal training or experience, sufficient motivation and humility to […]

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Thinking About Renting Out A Room In Your Home? The Legal Issues You Need To Think About First

By Guest Author | October 19, 2012

If you own a home and are thinking about renting a room in your house to make extra money, then you should consider all the legal issues and complications that can arise before making a decision.  While renting a room in your home is a great way to generate extra money, renting a room in […]

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get rid of those old credit cards - they can hurt your credit score

When is Filing Bankruptcy Necessary?

By Guest Author | October 18, 2012

When you have a lot of debt that has become too much to handle, there are several options you have to deal with it. You can cut back on spending considerably to pay off the debt as fast as possible, get a consolidation loan, settle the debt or file bankruptcy. Bankruptcy is most often a last resort. […]

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Don’t Have Cash for the Collection? Just Swipe Your Card

By Guest Author | October 17, 2012

Credit Cards in the Offering Plate? As the hymn begins and the ushers come forward, there is the unmistakable sound of hundreds of people reaching for their wallets and purses to find bills to stuff in the collection basket. Now, a new sound may be heard at this time–the sound of people swiping their credit […]

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What to Look for When You’re Buying Rental Property

By Guest Author | October 16, 2012

Buying Rental Property In today’s economy, investing in a rental property can be a great idea. Home prices are down, interest rates are low, and there are a growing niche of people looking for affordable rental houses. With a good degree of planning and preparation, rental properties can be the most reliable way to earn […]

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Life Insurance

5 Things to Consider when getting a Life Insurance Quote

By Guest Author | October 15, 2012

Life insurance quotes play an important role in finding the best insurance policies and plans. The importance of life insurance is something that doesn’t need a discussion or debate. Everyone knows that life insurance plays a pivotal role in providing Security  for one’s survivors. There are numerous life insurance companies that operate in the market today and owing to […]

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Lawsuits Necessary in Making an Insurance Claim?

By Guest Author | October 14, 2012

Insurance Claims- Modern medicine is expensive… according to a recent Guardian article  the United States spends 18% of GDP on healthcare while Canada spends 11% and the UK spends 10%. These expenses make litigation more likely as individuals have difficulty affording care. Some experts find the prevalence of the so-called ‘compensation culture’ distasteful – with some […]

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4 Reasons Your Family Might Need Counseling

By Guest Author | October 13, 2012

No family is perfect; and sometimes their problems can’t be solved within the family itself. That’s why it can really help to take your problems to a stranger—your counselor! Here are four times when you should do this. 1. The Parents are Separating or Divorcing If you and your spouse are splitting up and you […]

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Best Buy Rewards Card – Yay Or Nay?

By Guest Author | October 12, 2012

Reward Zone Master Card vs. The Best Buy Master Card- Last time you were checking out at Best Buy you may have been asked if you would like to sign up for a Best Buy rewards card. You’ll want to think carefully before you sign up for one of these cards. You’ll want to be […]

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London on a Budget: 5 Art Galleries That Don’t Cost a Penny

By Guest Author | October 11, 2012

London on a Budget- London isn’t a city that’s kind to your budget. In fact, the capital is perhaps best known for its expensive London hotels and pricey food. As soon as you step out of that ~15 mile radius, though, the expenses seem to drop. Unfortunately, no other city in England has Art Galleries nearly […]

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Renter’s Insurance: Costs?

By Guest Author | October 10, 2012

What would you do if a pipe in your apartment burst and soaked all your electronics? What if  a fire started in your kitchen? Fires, Floods and Earthquakes happen all the time. Home Owners insurance as the name implies covers the owner of a home against all sorts of possible disasters, everything from a tree falling on the […]

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How to Get the Most Out of Your Wardrobe

By Guest Author | October 9, 2012

It’s approaching that time of year when our thoughts turn to our winter wardrobes, ready for the chilly weather and most importantly – getting ready for the parties. Of course a new winter wardrobe and dresses to see you through the party season don’t come cheap – unless you DIY it! Customizing has become the […]

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