Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Payday Loans: Debt Trap or White Knight?
Payday loan providers are almost everywhere now as more and more people turn to them to get some quick cash. Payday loans typically have high interest rates and are almost always for a very short term – usually less than a month as they are an advance against the borrower’s next paycheck/payday, hence their name. […]
Read MoreKeep an Eye Out for the Top 3 Forex Trading Scams
Top 3 FOREX Trading Scams As forex scams are quite prevalent, it is extremely important to remain vigilant when it comes to avoiding these types of situations. After all, in no way, shape, or form do you want to have to go through this type of harrowing ordeal. That said, how do you avoid being […]
Read More
What Are Good Investments?
For those who have only recently accumulated enough excess money to consider investments, the range of options can be startlingly complex. For many people, at the very most it used to mean leaving one’s cash in a high-interest savings account for a few years. But in terms of getting a bigger return, savings are arguably […]
Read MoreCurrent Trend to Virtual Offices
Many people are working from home these days, enjoying the flexibility of looking after our families while still earning an income. Some of these are people in the full time employ of large businesses, which recognise the wisdom of freeing their employees from the tedium of coming in to an office at fixed times, as long as those […]
Read MoreChoosing Between Secured and Unsecured Loans
Secured vs. Unsecured Financing- When you need a large loan, you may be offered secured financing. There are many advantages to choosing a secured loan including better rates and lower credit standards. However, there are also risks associated with these loans. Here is what you should know about each option and how they can benefit […]
Read MoreHow Many Australians Can Afford Not to Take out Health Insurance?
If you choose not to purchase private health insurance, you need to bear in mind that Medicare services are not always as readily accessible as you would like. Reports from the 2010-11 year published on www.australia.gov.au show that 15% of people who had consulted a general practitioner felt that they had waited longer than they felt was […]
Read MoreAustralian Credit Card Reform to Empower Cardholders
The Credit card reform which was passed on 01 July this year seeks to address the $37-billion in credit card debt that Australian households are struggling to repay. Interest on the debt is said to average out at $4,852 per cardholder, as per the latest figures released by Roy Morgan Research. An impressive 15-million credit cards […]
Read MoreSaving For Your Childs College Education without Breaking Your Budget
Every parent wants to give their child the best possible start in life and for many children that will mean a quality college education. So how can you provide your child with a college education without breaking the budget? With prior planning, even a family with a modest income can afford to provide their child […]
Read MoreLarge Family? Check Out Four Ways to Save on Health Insurance
Save on Health Insurance- Even if your family is covered under a health insurance plan, having a large family can still be expensive when it comes to appointments, checkups and medication. Most health plans won’t give you and your family 100% coverage, and some plans won’t cover certain treatments. Despite this, it is still possible […]
Read MoreHow to Save Money on Surf Clothing and Equipment
Surfing and the ‘surf lifestyle’ definitely isn’t cheap! With inflation rising and the brands bringing out more and more super cool goodies to entice you, one can feel the squeeze on the wallet more often than not. Working in a shop that offers surf equipment and lifestyle clothing, I’ve learned a number of techniques that […]
Read MoreHow to Overcome a Personal Debt Crisis: Save Yourself and Your Sanity in 5 Easy Steps
Have you recently run out of money or gone bankrupt and are all of your credit cards maxed out? Are collection agencies calling you and ordering you to pay? If this is you, you are in between a rock and a hard place. You need a ‘debt-free’ plan for life. If you are in a […]
Read More