Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Saving Money on Food

Shopping Tips: More for Your Money

By Guest Author | May 7, 2012

With economies in the gutter around the world, many people are re-evaluating their daily spending habits. Even if you do not want to become an extreme coupon enthusiast, there are ways you could  come home from the store with a bit more cash in your pockets. Food and grocery bills are one of the places where people often end […]

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College Cap and Books

Cutting the Cost of College

By Guest Author | May 1, 2012

The Big Day has arrived. Your bouncing bundle of joy has finally taken his first peek at the world. With the anxiety of pregnancy and labor over, you may be tempted to take a big sigh of relief. However, even after the cost of Lamaze classes, remodeling the man-cave into a nursery and outfitting the […]

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Buying in Bulk

5 Ways to Save by Buying in Bulk

By Guest Author | April 30, 2012

If you’re a frugal living enthusiast, you probably know how much you can save when you buy in bulk. No! I’m not talking about the occasional mega-pack of paper towels that you buy at the drugstore. The focus here is on the warehouse club stores that cost you a small annual membership fee (around $50 […]

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Insurance, Life, Home & Auto

5 Reasons To Update Your Insurance

By Guest Author | April 25, 2012

You don’t have to change insurance companies every time you see a commercial on T.V. promising to save you 15 percent in 15 minutes. However, it’s a good idea to periodically review your coverage because various events in your life can have a dramatic and significant impact on the premiums you pay. Insurance companies are […]

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Taxes Jar Meta AI

Taxes and Freedom

By Casey Research | April 24, 2012

The always-outspoken Doug Casey addresses a broader view of taxation and its costs to both individuals and society in general in this interview with Louis James. L: Doug, the Taxman cometh, at least for most US citizens who file their annual tax papers on April 15. We get a lot of letters from readers who […]

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Retirement Annuity Contract

Is a Retirement Annuity the Answer for your Retirement Savings?

By Guest Author | April 24, 2012

You’ve probably heard that investment plans and financial schemes like, IRAs and 401 (k), are the best ways to plan for retirement. This might be true in most cases, but not always. For instance if you have invested your maximum contribution for the year to your retirement account and you’re seeking to add a bit more more. What can you do? In this case, among others, investing in a retirement […]

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US Constitution

Doug Casey on the US Constitution

By Casey Research | April 19, 2012

By Doug Casey, Casey Research Legendary contrarian investor and the original International Man Doug Casey takes aim at the US Constitution, from its sneaky beginnings to its encroachments on individual liberty and free markets. Louis: Doug, we’ve threatened to talk about the Constitution many times. Since there’s  increasing interest in the country’s economic and political […]

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Cutting Corners

Don’t Cut Corners On Your Home Owners Insurance

By Guest Author | April 10, 2012

By Stefan Mustieles Many of us are looking for ways to shave off a few vital pounds (or dollars) from our monthly bills, without sacrificing on quality. This is particularly the case with recurring expenses such as buildings insurance and contents cover. Buildings insurance covers the fabric of your home. If, for example, a tree fell […]

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Roth IRA

Doing the Roth Arithmetic

By Casey Research | April 10, 2012

By Terry Coxon, Casey Research It’s clear to me, even though it may not be clear to you, that unless there is something very unusual about your situation, if you have a traditional IRA, you should pay the tax now and convert it to a Roth IRA. Not just maybe, but definitely. Not just for […]

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Building Credit

4 Easy Ways to Build Your Credit During College

By Guest Author | April 6, 2012

If you’re in college or have recently entered the working world, you know first-hand that your credit score has suddenly become more important than you ever thought it would be. Go to buy a phone, and they will run your credit. Try to rent a nice apartment, and you better have zero flaws on your […]

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Public Pension Fund

Public Pension Funds: Tens of Billions at Significant Risk

By Guest Author | April 4, 2012

Is now the time to gamble with retirement? By Elliott Wave International To meet ambitious investment return targets, some public pension funds must now swing for the fences. But many are down two strikes already, due to their previous big bets with hedge funds. ….the [pension] funds with a third to more than half of […]

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