Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Interior Decorator

Save Money on Interior Decorating

By Guest Author | September 20, 2011

If you have even a passing interest in interior design, you’ve probably seen at least a couple of those “reality” T.V. programs where they redesign an entire house on a shoestring. The shows go to great pains to explain how you can repaint, remodel, and redecorate without spending a fortune, but they often gloss over […]

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Day Care Center

8 Ways to Save on the Cost of Child Care

By Guest Author | September 12, 2011

Nannies, sitters, and other childcare providers can be expensive when you consider base pay, experience and other factors.  Here are 8 ways to reduce the cost of child care. Hire a College Sitter.  Hiring a college sitter is a great way to save extra money and gain a sitter with a more flexible schedule.  Most college […]

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Day Care Center

7 Factors that Determine the Cost of Child Care

By Guest Author | September 12, 2011

Whether spending a night on the town with your spouse or hiring a full-time nanny, there are many factors that contribute to the cost of child care. Between base pay, experience, how many children you have… you could be paying upwards of $20.00 per hour. Here is some insight into the 7 factors that impact the cost of […]

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Storefront

Increased Volume In Your Small Business Brings New Problems

By Guest Author | September 1, 2011

When you are first starting out in business, everything can be very fun and exciting. You may feel like Superman at one point, especially after you make your first few deals, and you may even feel like you are going to be a millionaire within the next couple of weeks. However, this is not always […]

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Storefront

Overcoming Conflict in Your Family Business

By Guest Author | August 26, 2011

By William Eve Conflict is a normal part of any relationship. However, when conflicts involve family relationships and they include issues regarding business and money, your relationships can take a turn for the worse. While conflict will always be inevitable, here are some ways to reduce the frequency of these conflicts. Even if your family […]

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College Grad with books-

Save Money this College Season: Textbook Rental Trend Gains Popularity

By Guest Author | August 23, 2011

By Mariana Ashley Back-to-school season is here. And while most incoming college freshmen have factored in the cost of tuition, housing and food, most forget to calculate the added expense of what should be one of the priciest items on their school supplies list—textbooks. Some, especially introductory freshmen course textbooks, can cost as much as […]

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Student Credit Cards

Credit Card Ground Rules for Young Adults

By Tim McMahon | August 16, 2011

Credit cards can be a useful tool in helping build a credit rating. You can help the young adult in your family to learn good money management skills and avoid racking up debt with their credit card by setting appropriate and responsible limits on the credit card. Here are a few helpful ground rules that […]

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personal finances online

Teaching Children the Importance of Money

By Mike Peterson | August 3, 2011

Children seem to be born with an insatiable desire to spend. Whether it’s Christmas, birthday parties, or a trip to the local mall, children are never too shy when it comes to vocalizing their wants. And sometimes, they’re relentless. Parents face this on a daily basis. Dealing with the barrage of purchase requests becomes a […]

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Reward Points: The Best Credit Cards with Family Friendly Prizes

By Guest Author | July 16, 2011

ABC’s Good Morning America has reported that 40 to 45 percent of all existing credit cards are now connected to a rewards program. These cards are offering consumers of all ages great rewards that meet their lifestyles. Those consumers include families with kids of all ages. If your family hasn’t been utilizing rewards credit cards, […]

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Credit Cards

Bad Financial Advice Abounds

By Tim McMahon | July 13, 2011

By Tim McMahon, editor I just recently received an email that made me mad. I get extremely upset when I see bad financial advice being palmed off to an unsuspecting public. What made me so mad? It was an email with the subject line:  “The answer to getting caught up financially is here.” Sounds interesting […]

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Saving up for first car

Saving Up for your First Car – Top Tips

By Guest Author | July 12, 2011

By Stephanie Staszko Buying a first car be financially draining due to the buyer having no previous car to sell and ease the cost. Applying for a car loan is the most obvious step to funding a first car but there are other small tips that can help first-time car buyers save money for their […]

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Generate Home Equity

Tips to Generate Home Equity

By Guest Author | July 11, 2011

Home equity is the difference between the amount you owe on your loan, and the amount your home is worth. Building equity is like saving, but without you having to do a thing. Your home increases in value without you have to do anything other than maintain it, and as long as you pay your […]

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