Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Junior Mining Investors

Strategy vs. Tactics in Investing

By Guest Author | November 11, 2010

Although specifically written for junior mining investors, the following article by Louis James of Casey Research is applicable to all investors.— Lisa McMahon, editor Strategies for Junior Mining Investors: The Whites of Their Eyes by Louis James, Senior Editor, Casey’s International Speculator “Don’t fire until you see the whites of their eyes.” Most Americans were taught […]

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Mortgage

The Pros and Cons of Prepaying Your Mortgage

By Guest Author | October 8, 2010

If you have looked into wealth-building strategies, you have undoubtedly stumbled upon the raging debate over prepaying one’s mortgage. Here is the objective scoop. Prepaying Your Mortgage – The Pros and Cons When paying a mortgage, one is in the unique and unfortunate position of having to pay a lot of interest over a long […]

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Five Tips to Slash Your Home Finance Costs

By Guest Author | October 7, 2010

It’s no wonder that the majority of homeowners dream of one day being able to pay off their home loan and live a life free from the shackles of interest rates, home finance and worries about meeting the monthly mortgage payments because the largest expense the majority of us take on in a lifetime is […]

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Exploring Affordable Dental Insurance Quotes

By Guest Author | October 6, 2010

Looking for information on dental insurance? I have a friend who will say simply: ‘Google it!’ Well, it doesn’t have to be Google in particular; it could be any search engine that you have taken a fancy to. You should have countless results about dental insurance inside of one minute. Insurance is one of the […]

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What’s a No Doc Or Low Doc Home Loan?

By Guest Author | September 30, 2010

A “Low Doc” or sometimes called “Low Doc Home loan” are mortgage or home loans where documentation for verification of your income is not required. However, all other documentation is. These loans are ideally suited to self-employed, independent contractors, investors, credit rating impaired, ex-bankrupt or clients with arrears on current mortgages and borrowers who have […]

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Credit Scoring On Mortgage Refinancing

By Guest Author | September 28, 2010

For years, lenders have utilized “credit scoring” to determine whether or not an individual is a good credit risk.  Credit scoring has recently become a hot topic, due in large part by the mortgage lending industry’s willingness to use the process to evaluate one’s likelihood of repaying home mortgage refinancing or second mortgage loans.  Even […]

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Job Loss and Bad Credit – Related?

By Guest Author | September 27, 2010

Unfortunately, many employers put stock in the faulty idea that bad credit is synonymous with bad morals. You know this is a ridiculous belief, but many leaders in the corporate world accept it as doctrine. It is not unheard of in these economic times for employers to perform credit checks on their staff, claiming that […]

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Structuring IRA Distributions To Avoid Penalties – Secure Harbor Planning: A Few Useful Ways

By Guest Author | August 10, 2010

IRA Distribution Rules are a mine field. One incorrect move and you can discover yourself faced with high taxes and penalties that may wipe out years of savings and investment. Complicating issues is the Darwinian evolution of IRAs that have taken place since the pioneer IRA was introduced in ’74 with the enactment of the Employee […]

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The Best Retirement States Obtainable For Seniors

By Guest Author | August 10, 2010

The “baby boomer” age group has now gotten to retirement age and are more than likely researching the best retirement states in which to enjoy their golden years.  There’s particular key elements they ought to be thinking about.  They will want to look at what every state is offering retired people, the retirement communities in […]

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Consumer Credit Counseling

By Guest Author | August 10, 2010

Being in debt causes life to be more stressful and less enjoyable . By the time most people see the error of their ways, they’re already in so much debt that it will take them many years to get out of it. Fortunately, there are options  that can help you get your debts paid off […]

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Need Inspiration? Check Out These Famous Bankruptcies and Comebacks!

By Guest Author | August 9, 2010

Don’t give up a comeback is possible no matter how far you have fallen.

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Why the Bottom Is in for U.S. Real Estate Prices

By Guest Author | August 4, 2010

There is no doubt in my mind that the real estate market has bottomed out. I’m in Miami this week trying to pick up some “deals” in this recession-hit-hard town and I’m starting to see some changes in the marketplace for real estate.

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