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True Cost: How to Calculate the Financial Needs of Your Family

Budgeting / By

When you sit down to write out your expenses, you probably know that you need to account for mortgage or rent, heating, electricity, water, car bills, credit card payments and student loan debt. However, don’t forget to account for the smaller bills too. For example, you might need to contribute money to your children’s sports team, or you may have small private loan that you’re still paying off. Don’t forget that money has to pay for food whether you’re going to the grocery store or eating out at restaurants. Don’t forget to factor in things like insurance and saving for emergencies.

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The Old Fashioned Way

3 Keys to Teaching Your Kids Financial Literacy

Children / By

Teaching kids how to take care of their money while they are still kids can help them become financially healthy adults. They must learn how to take care of their money, even if their school doesn’t offer classes in money management. You, as their parent, should teach them about the concepts of budgeting, saving, and spending. If you do, they stand a better chance of developing excellent and healthy financial habits that will benefit them well into adulthood.

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How to Save Big on Your Weekly Food Shopping

Money Management / By

While food is definitely a necessity, sloppy spending at the store can leave your monthly budget shattered. Instead of constantly bringing food back to the shelves because you can’t afford the items, or seeing perfectly good produce go to waste in the fridge each week, use some budgeting tips to make the next shopping experience less stressful and a little more effective.

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Breaking the Budget Bonds: How to Free Up More of Your Finances

Budgeting / By

If you’re like most people, you realize that you put a budget in place to limit spending and to reach other financial goals of saving money or paying down debt. Of course, like most people after living on a budget for a while, you may find that although it does help you save and get rid of debt, it doesn’t make life a whole lot of fun.
The answer to this dilemma is not to change your budget and reduce your savings, it’s to change your bills to free up more of your money. Use these tips to help get more freedom in your budget.

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5 Financial Tips For New College Students

Students / By

Going to college can be both frustrating and exciting at the same time. For many people, college is a learning experience that teaches many of the essentials of life. But in addition to just learning from books you are also learning how to live int he adult world. And a big part of that is managing your financial life. Here are five financial tips to help new students adjust to college life.

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6 Tips To Improve Your Money Management Skills

Money Management / By

If you find yourself always short on funds, it doesn’t necessarily mean you’re not making enough money. The real cause might be poor money management skills, such as living without a budget or not tracking your spending closely enough, or paying too many penalties and late fees. With discipline and proper money habits, it’s possible to turn your finances around and never deal with penalty fees again.

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Household Budget

Money Mastery: The Necessity of a Household Budget

Budgeting / By

No one enjoys making a family budget… establishing a household budget can be stressful, time consuming and cause friction among family members with differing opinions on where to spend your limited resources. But unless you have unlimited money, budgeting is a necessary task to ensure you and your family keep your spending within your means. The fact that even celebrities and lottery winners have declared bankruptcy indicates that even if you have a very large disposable income you still need to live within your means.

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