Preparing for retirement can be a challenge and it is especially difficult when the government keeps changing the rules of the game and the value of our money (through inflation and varying rates of inflation). In today’s post, Dennis Miller explains what can happen if you don’t take personal responsibility for your retirement finances. He also outlines […]
How to Save for Your Retirement Read More »
When the stock market is on shaky footing it’s usually a good time to look into non-traditional investments. While most people think of investments as stocks and bonds, an investment is really anything you put money into in hopes of making more money later. There are many types of investments that you can put your
Wise Money: Six Investments To Consider Read More »
You will be surprised to learn who, in general, as the best retirement income. If you are still young, this may change your mind about what employment opportunities to seek. If you are middle-aged or older, you may want to follow Dennis Miller’s advice or you may have some unpleasant surprises in store for you.
Who Has the Best Retirement Income? Read More »
According to the United States Department of Labor, fewer than 50 percent of Americans know how much money they’ll need to survive retirement. Even though the average person will spend 20 years of his or her life in retirement, very few are currently planning for life after work. No matter how far away from retirement
It’s Never Too Early to Begin Preparing for Retirement Financially Read More »
As a parent your life is largely spent providing support for you children. Whether it’s buying their food, saving for their education or keeping a roof over their heads, it can feel that the support you offer is all too often a financial one. You poured every asset you own into their future, and then,
You vs the Kids – The Battle for a Better Retirement Read More »
Why You Need An Annuity 1) Annuities Provide Tax Savings An annuity has numerous advantages. The first advantage is tax deferral on interest and capital gains which allows the principal to compound tax free and can save you a lot of money. There is no IRS reporting requirement until you actually make a withdrawal from
Annuities for Retirement Read More »
Choosing the right retirement plan is perhaps the most important decision you can make to ensure a secure retirement. However, it is evident that many people fail to adequately plan for their life after retirement. The old saying, “if you fail to plan, you plan to fail” definately applies in this situation. One method of providing for
Getting the Best Annuity Rate Read More »
Understanding your Retirement Needs Many Americans these days have made no real retirement plans for the future, and seem to have a “go with the flow” type mentality. While this may have worked earlier in life, it may hurt you in the end. Planning for retirement is one of the most important steps you can
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Many people get confused about the medical terms ‘chronic’ and ‘acute’ which doctors and other practitioners use to describe the nature of certain conditions from which their patients might be suffering. An acute condition means that it has had a rapid onset, more often than not with little or no previous indications or symptoms, and
Retirement – Don’t Let A Chronic Condition Ruin Your Life Read More »
Early Retirement- The traditional age for retirement has always hovered around 65 then it began to drop toward 60. However, the latest trends suggest that this age may be getting pushed forward even more to around 70 to 75 years. There are reasons why people simply do not want to stop working after 60 and
The Pros and Cons of an Early Retirement Read More »
Whether you’re going to retire soon or still have many years of work ahead of you, planning financially for retirement is very important. The earlier you can start planning, the better. With an unpredictable economy, saving can be difficult, so get some help from an annuity and continue to receive guaranteed income even after you
Annuities: a Great Way to Fund Your Retirement Read More »
Financial Planning Insurance planning, risk management, Estate Planning and retirement planning are all essential aspects of personal finance that you shouldn’t take lightly. You need to calculate how much you’ll need to retire and be sure that the amount you come up with will allow you to maintain your standard of living. Next, you must define your risk tolerance and put
The Downside of Using a Financial Planner Read More »
