Legal Liability: What Exactly Does Your Home Insurance Cover?

If you have a home, you most likely have a home insurance policy. However, you may not know exactly what you are covered for until you go to file a claim. This can be a risky strategy as even a small claim against you could cost thousands of dollars. Let’s take a look at what a typical homeowner’s insurance policy protects you against.

Making the Best of the Worst: 4 Tips for Financial Recovery after an Accident

Your first major car accident can be a very stressful time. You may feel in shock from the overwhelming physical and mental blows. Whether or not you were the one at fault, you will most likely find yourself with huge bills for repairing or replacing your vehicle and for any health care that you required. Arm yourself with this knowledge that can help you recover financially and land on your feet once again.

Smile Savings: 4 Ways To Save Money On Dental Care

Unless it is provided by your employer, getting good dental coverage is expensive and most families just can’t afford it. In 2012, the National Association of Dental Plans reported more than 40 percent of citizens lacked coverage.

Avoid the Car Debt Trap

Just because you are in the market for a car doesn’t mean that you have to drain your bank account, or worse yet, go into years of financial servitude… umm… I mean debt. There are many ways to buy the car that you need at a price that you can afford. Let’s look at a few ways that you can still maintain fiscal sanity while purchasing a vehicle.

Simple Ways to Cut Your Car Insurance Rates

Everyone knows that it’s illegal to drive without car insurance but why? Well, accidents can happen at any time–which, is why they are called accidents. And because by their very nature cars are dangerous and can cause everything from loss of life to severe financial hardship it is necessary to be sure that an uninsured person doesn’t cause an accident and then say oh sorry I have no money to pay for all the damage I caused.

Avoiding Common Health Insurance Mistakes

If you’re shopping for health insurance, it’s essential that you select the right plan for you and your family. Health insurance is a very important part of being able to obtain health care at an affordable cost, and if you don’t select the right plan, you could be struggling to find a doctor that will see you or you could be on the hook to pay for the care you need. To help you make the best choices, be sure to avoid the following mistakes when shopping for health insurance.

The 4 Kinds of Health Insurance: Which is Best for You?

Health insurance can be a difficult concept to fully understand. Various deductibles, types of coverage, and plan benefits make it difficult to decipher on your own, especially if you aren’t familiar with what everything means. When it comes to coverage in a time of need, your main focus is on the care that is being […]

4 Tips For Saving Enough For A New Family Car

Saving for a new car can be difficult, but it’s important to keep the benefits of saving in mind. According to Forbes, it’s easier to save if you keep the “future you” in mind while cutting corners now to save for the future. You’ll thank yourself after you’ve saved a chunk of money for the down payment for your new car because it will make your monthly payments much more affordable than if you had no down payment at all. Having a smaller monthly payment will ease your finances and help you save interest on the loan so it’s a win-win. The more you save the better off you’ll be. Even better is to drive a clunker until you can afford to pay for your entire car it avoids paying interest and actually has your bank paying you interest (as small as it may be) while you are saving.