How To Lower Your Car Insurance Premiums

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How Much Car Insurance Do I Need? For many drivers, car insurance premiums can be one of their biggest monthly expenses. If you’re like most people, saving money on insurance can may make a huge difference to your bank account at the end of the month. Unfortunately, many automobile owners are over-paying on their car […]

Is a Health Savings Account Right for You?

Health Savings Accounts

What is a Private Health Savings Account? A health savings account is a special account that individuals in the United States can use to pay for certain medical expenses. It is  ”tax-advantaged” similar to an IRA. The idea of the health savings account (HSA) is to help offset high-deductible health insurance plans and thus allow […]

Helping A Family Member With A Mental Disorder

Mental Illness

A mental disorder can happen to anyone in a family. In addition to the emotional and physical distress that mental illness inflicts on an individual and his/ her family, finances also become strained. There a number of ways that people can assist their family members who are suffering from mental illness to ease their lives […]

The Financial Dangers Of Avoiding The Doctor

Doctor

Everyone should have checkups on a regular basis. Often when we are trying to save money we skip check-ups because they cost money. But this may be a case of  “Penny Wise and Pound Foolish.” Regardless of the reason you are avoiding the doctor, not having checkups can lead to extra financial costs in the […]

Costs Associated With Home Health Care

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Studies across the country estimate that at least 70 % of people, over the age of 65, will need some form of long-term health care or support services in the future, given the longevity of life in present times. Caregiving is usually an emotional strain, taking a toll on the health and emotional balance of the caregiver. […]

Is Life Insurance for Pensioners?

Estate Planning

When it comes to life insurance there always seems to be a focus on newlyweds, young families and mortgages. However, the older generation can benefit as much from life insurance as the younger one. Taking Out Life Insurance Life insurance is sold to younger people to make sure that in the event of their death […]

Should I Sell My Structured Settlement?

What is a Structured Settlement?

A structured settlement is a financial settlement paid out as an annuity rather than in a lump sum. It is often the result of a legal or insurance claim. In 1982 Congress created special tax rules to encourage the use of structured settlements to provide long-term financial security to seriously injured victims and their families. […]

Are You Gambling with Your Family Finances?

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Protecting Against Emergencies Protecting your family from disaster doesn’t have to be difficult. Of course, having an emergency fund is a good place to start, but what about other disasters that are right around the corner? What do you do about medical emergencies, pet emergencies, or a natural disaster? Health Insurance With Obamacare health insurance […]