What is the Best Credit Card?

Best Credit Cards

Choosing the “best” credit card is like asking what is the best city to live in or the best kind of ice cream. It is not a one size fits all proposition. There are a lot of different factors to consider and what is “best” for me may not be “best” for you. In some [...]

Money Management for Kids

Mom teaching money management for kids

Many grew up watching our parents scrimp and save in order to have money left at the end of the week; many more have watched their parents struggle in order to pay their bills. Regardless of how you were brought up, most of what you first learn about money management and well-being stems from what [...]

How to Up Your Credit Score

up your credit score

Credit is crucial. In fact, your credit score determines your ability to procure auto loans, credit cards and home mortgages. Some might say that it can make or break your financial future. Main Credit Scoring Agencies There are three major consumer credit reporting agencies that operate in the United States: Equifax, Experian and Transunion. When a lender considers [...]

Using Credit Cards Can Make Or Break Your Financial Situation

credit cards

Credit cards often come up in discussions about money among friends and family. Some people swear that credit cards have great financial benefits and others stay away from them at all costs. The truth is that credit cards can be part of a good financial plan if used properly, but poor use can be detrimental [...]

How to Start Your Credit History

Jump Start Your Credit History You know you need a good credit history if you want to apply for a loan or credit card, but if you are just starting out and haven’t developed a credit history this can be hard to do. In some cases, having no credit is almost the same as having bad [...]

How to Hurt Your Credit Score

Your credit score is extremely important in the world in which we live. Nowadays it’s hard to buy anything without having a good credit rating. In some cases, it’s impossible to get a job if your credit score isn’t very good. Because it’s central to your life, you may be punishing yourself by unknowingly doing [...]

Don’t Have Cash for the Collection? Just Swipe Your Card

church-239701845_d21ab1dcff

Credit Cards in the Offering Plate? As the hymn begins and the ushers come forward, there is the unmistakable sound of hundreds of people reaching for their wallets and purses to find bills to stuff in the collection basket. Now, a new sound may be heard at this time–the sound of people swiping their credit [...]

Best Buy Rewards Card – Yay Or Nay?

Best Buy Rewards Card

Reward Zone Master Card vs. The Best Buy Master Card- Last time you were checking out at Best Buy you may have been asked if you would like to sign up for a Best Buy rewards card. You’ll want to think carefully before you sign up for one of these cards. You’ll want to be [...]