Poor Credit Got You Down? Try This…

A bad credit score hurts you in many ways, it not only prevents you from buying stuff, it also raises the interest rate you have to pay on stuff you do buy. People with Good Credit Pay Lower Interest Rates. So how do you improve your credit score?

How Bad Credit Happens & How to Keep It from Holding You Back

Having a good credit score can make your life easier in a variety of ways. For instance, you may be able to get loans at lower interest rates or insurance policies with lower premiums. It may also be easier to get a job or get an apartment in a desirable area. Let’s take a look at why a person may have a bad credit score and how to overcome it.

Tips to Boost Your Credit Score

Many people are oblivious to the importance of a good credit score until the need arises… at which point it is too late. The awakening could come when you have to move out of a parent’s basement, or take out a loan for a car or startup. The tricky part about boosting your credit score is it doesn’t come overnight, or even after a few months. You have to plan strategically and build up your finances over time. Boost your credit score incrementally using these three simple tips.

How to Up Your Credit Score

Credit is crucial. In fact, your credit score determines your ability to procure auto loans, credit cards and home mortgages. Some might say that it can make or break your financial future. Main Credit Scoring Agencies There are three major consumer credit reporting agencies that operate in the United States: Equifax, Experian and Transunion. When a lender considers […]

Five Activities That Can Ruin Your Credit Score

Five Activities That Can Ruin Your Credit Score If you look on the Internet, you can easily find ways to fix your credit score. From paying your bills on time to disputing incorrect entries, there are dozens of ways to try to repair your score once it has taken a hit. But it is much better not to […]

Tips to Rebuild Good Credit and Your Financial Independence

Whether you have recently filed for bankruptcy or are just looking to build up your credit after some bad debt in the past, there are various paths you can pursue. Keep in mind that it will take some time to rebuild good credit, but you will get through it. Many companies are out there to […]

How to Start Your Credit History

Jump Start Your Credit History You know you need a good credit history if you want to apply for a loan or credit card, but if you are just starting out and haven’t developed a credit history this can be hard to do. In some cases, having no credit is almost the same as having bad […]

How to Hurt Your Credit Score

Your credit score is extremely important in the world in which we live. Nowadays it’s hard to buy anything without having a good credit rating. In some cases, it’s impossible to get a job if your credit score isn’t very good. Because it’s central to your life, you may be punishing yourself by unknowingly doing […]