Credit Cards Out of Control? 3 Ways to Get You Back on Your Feet

Interest on your credit cards adds up fast. An initial purchase of $1000, with an interest rate of 18%, could take years to pay off, assuming that you make only the minimum payments each month. In fact, if you make even a few late payments the penalties could result in NEVER paying it off, as you’ll see in a moment.

More Than a Price Tag: How to Calculate the Overall Cost of Buying a Home

If only buying a home was as simple as buying a loaf of bread at the grocery store. Life sure would be easier. Imagine the price that you see on a home actually being the price you end up paying. As you likely know by now, that simply is not the case. Depending on where […]

4 Tips For Finding Deals On Everyday Necessities

Finding deals on everyday necessities is much easier than you think. Many are shocked to find they are overpaying for groceries, health services and other essentials. When you take advantage of local deals, coupons, mobile apps and web-based subscription services, you can save money on the items you purchase daily. Check out these great tips to start saving money today.

Sprucing Up Your Yard On A Budget (Video)

No matter how big or how small your yard, you want it to look great. You might think that this isn’t possible on a limited budget, but there are many things you can do that don’t require a great deal of money. Consider the following ways t0 spruce up your yard when you’re on a budget.

Energy Finances 101: How to Decrease Your Bills By 10 Percent or More!

Next to your mortgage, energy costs are one of your major monthly expenses. The average U.S. household spends about $325 on heating and cooling a month, and that is less than half of your total energy bill… of course this amount varies drastically by location, size of home and individual lifestyle.

It is understandable that families want to cut some of these costs, especially when money is tight. The following are just a few tips to help your family reduce their household bills.

Upgrade Your Windows and Save

As much as 30% of your home’s energy energy loss can be due to older single pane windows. If they are drafty and leaky the loss can be even more. So replacing older windows is a project that can easily pay for itself. If you live in a place that requires both heating and cooling new windows can save you money year round. But replacing windows can offer other benefits as well.

What You Need to Know About Non-Bank Lending

If you’re looking for a mortgage loan, you may think you have to go through a bank. You would be wrong! In fact, half of all home loans are through non-bank lending – also known as alternative lending. As the name implies, a non-bank lender is not a bank or credit union. It can be […]

Cut Your Food Budget and Save Big

?Feeding a family is a big expense. Typically an American family spends 14% of their budget on food. If you want to eat a nutritious diet or if you have food allergies or medical conditions, groceries will cost much more. Keeping these tips in mind can help you to save big money on your family’s food budget.