Just because the weather is beginning to cool off doesn’t mean your home’s air conditioning system can be ignored in the coming months. A little preventative maintenance carried out in the fall could save you quite a bit of money next spring. Here are some tips for maintenance and saving money on your heating and cooling bills.
How Air Conditioner Prep In Fall Can Save Money in the Future Read More »
In the wake of the weakest economic recovery since the “Great Depression”, many paychecks and bank accounts continue to look a bit anemic. Some Americans are still in a position where they can’t even locate money to buy small things they need because their budget is so tight. The following are six tips that you can use to “Stuff Your Piggy Bank” and save some money each month even if money is very tight.
6 Ways to Stuff Your Piggy Bank Read More »
Having a family can be expensive, especially for those with multiple children. The costs of rent or a mortgage, utilities, insurance, car payments, clothing for the whole family, fun activities and school-related expenses can quickly add up. To be able to put away money for your retirement, emergency situations and your children’s college funds, you need to find ways to save money. By finding creative ways to cut costs, you can help your family to be more financially stable over the long-term.
Creative Ways to Save on Monthly Expenses Read More »
Remarkably little attention has been given to such important questions as the impact of retirement on family relationships, friendships, and sense of self-worth. We know that such personal considerations are key determinants of satisfaction and fulfillment in every stage of life and this includes retirement.
The Personal Side of Retirement Read More »
Investing for the “long-term” can help you weather financial storms both before and after retirement. Regardless of the amount of money in question, a savings/investment plan can assist in achieving various financial goals. From buying a house to savings for college to retirement.
However, creating an investment plan is one thing and making it work is something else. It is common for investment plans to go bust due to some frequent mistakes that most investors make. Knowing how to avoid the pitfalls will add value to that plan you have in place.
4 Reasons Your Family’s Investment Plan Isn’t Adding Value Read More »
Unfortunately, many people fail to begin saving early on, so they are unable to live as comfortably as they’d like in their golden years. To plan for your financial future and enjoy a worry-free retirement, there are a few important steps to take when thinking ahead.
Preparing for a Worry-Free Retirement Read More »
It’s important to make smart financial decisions. Unfortunately, there are many myths about what constitutes financial intelligence. If you want to make more money or save more of what you’re already making, here are five tips to help make a more secure future for you and your family.
5 Finance Dos and Don’ts Read More »
The car you cared about for years has become little more than a business transaction, so you want to get the most you can for it. Here are a few tips on how to maximize the selling price and the value of your old car.
Selling Your Car? 4 Insightful Ways To Come Out Ahead Read More »
Many families struggle to make their budget work from week to week. Your family’s paycheck can get spread really thin when there are a lot of expenses to account for. One common source of hardship for many families is the cost of healthcare. Luckily, there are things you can do to make sure you get your healthcare expenses under control.
Reigning In Your Healthcare Expenses Read More »
Cutting small expenses from your budget can make a difference, but the best way to make a large impact on your household spending is to hack your mortgage expenses. Because a mortgage is the largest expense for many American households, taking these sneaky steps to reduce your mortgage terms can save you thousands of dollars over the life of the loan.
5 Mortgage Expense Hacks Read More »
When considering home maintenance costs one “Rule of Thumb” suggests that you set aside 1% of the value of your home as a repair budget. So if you live in Pennsylvania and you own a median priced home of $195,000 you should set aside $1,950 per year for repairs. This doesn’t mean that every year
Taming Home Maintenance Costs Read More »
Over 38% of Americans have no intention to retire. And 31% of non-retired adults report that they have no retirement savings or pension. While, 46% of the respondents indicate that an unexpected $400 expense would be challenging to handle and that they either could not pay the expense or would borrow the money or sell something to do so.
Retiring Right: What You Need to Know About Retirement Planning Read More »
