No one likes to think about the possibility of a medical emergency, but it’s important to be prepared in case the worst happens. Medical emergencies can quickly become financial emergencies if you don’t plan ahead. That’s why it’s important to take steps now to make sure you and your family are protected from medical costs in case of an emergency.
How to Avoid a Medical Emergency Becoming a Financial Emergency Read More »
With many major advancements in medical technology, physicians can do many wonderous things. However, when this technology is implemented, it can cost a lot of money. Having adequate health insurance for you and your children can make all the difference in your future financial health.
Quick Health Insurance Tips Read More »
When it comes to your health, the old argument of nature vs. nurture applies. Some people may be born with good healthy genes. However, many other areas of health depend heavily on your environment and how well you take care of yourself. With good knowledge, the right tools, and good practices, you can improve the way you look and feel well into adulthood. Good health habits start early and are often ignored by young people. Encourage a healthy household in these 4 areas of health, and it will promote a long healthy life. Here are 4 Key Areas of Healthcare to keep in mind.
Don’t Skip These 4 Key Areas of Healthcare Read More »
Everyone wants a perfect white Hollywood smile. But, as you can imagine, a movie star set of pearly whites is not cheap. Even Tom Cruise had to go through quite a bit of work to get that perfect smile.
However, a perfect smile is not the only reason to get dental implants; you may need to replace a tooth that was lost to an accident or disease.
If you need dental implants and your insurance does not cover the expense, (and you don’t have a moviestar bank account), you may need to save up for them. Here, we’ll go over some of the details concerning dental implants, and we’ll provide tips on how to finance them.
How Much Do Dental Implants Cost? How to Save up for Them Read More »
There is never a single hack that can help you get cheap medical insurance. Sometimes, there are a lot of options that will leave you wondering with too many questions. However, before you start working towards that goal, you need to understand how the health insurance system works. If you need to find a reasonable price on a health insurance plan for your family, read through the tips below.
How to Get a Good Price on Health Insurance for Your Family Read More »
Having a child is supposed to be a happy blessed time, but if your baby is born with a birth defect it can be emotionally devastating, and expensive, but it doesn’t necessarily have to devastate you financially. Dealing with the accumulating medical bills may seem impossible, but assistance is available. Never ignore a bill, because this can lead to collection agency action and lawsuits. Instead, consider these ways of satisfying your financial obligations.
What Are Your Options for Paying Medical Bills When Your Child Has a Birth Defect? Read More »
One of the most common kinds of accidents is a slip and fall accident. The scariest thing about a slip and fall is that one can happen anywhere and completely without warning. Victims have no ability to defend their bodies from the serious injuries and trauma that can result. Unfortunately, sometimes the consequences can last for the rest of their life. Despite how serious such an injury can be, an insurance company may be resistant when it comes to settling your claim. When this happens, it’s important to know your rights. Below are five tips for getting your slip and fall claim settled quickly.
Wet Floor? 5 Tips to Get Your Slip-and-Fall Claim Settled Quickly Read More »
It is no secret that the cost of health care continues to rise. You might feel that it is almost out of reach of the average American family to afford quality medical care when they need it the most. Thankfully, there are certain mechanisms that you can put into place to save you money. One of those involves a Health Savings Account or “HSA”. This is a way to noticeably save on your tax bill while being assured that you have money set aside to pay for a wide range of medical expenses. It is a win-win situation that you will want to be taking advantage of.
Tips for Strategically Using Your Pre-Tax Health Savings Account (HSA) Read More »
Being injured when you don’t have insurance can be a scary prospect. This doesn’t mean that you don’t have options to help you pay for your medical care. Here are some of the steps that you’ll need to take in order to handle your injury without having to go into debt. Often Doctors and hospitals will give you a discount if they know you don’t have insurance. Actually, they usually end up giving insurance companies a discount as well. Even though they say the rate for a certain procedure is $10,000, the insurance company will often only pay them $2,000 or $3,000 and they write off the balance. So there is no reason why you can’t negotiate the same discount.
How to Handle an Injury With No Insurance Read More »
Glasses and contacts can be expensive but when it comes to your eyesight you want to be sure to do it right. When it comes to contact lenses, you have a few options to choose from. You can get contact lenses that you throw away on a daily basis or weekly basis (called Soft disposable lenses), or you can get the kind that you can wear for longer periods before tossing (called extended wear lenses).
How to Decide Which Contact Lenses Will Be Best for You Read More »
After you have a health issue, a lot of things change in your life. It comes with major stress and financial problems as well. However, although it may not be easy, if you don’t give up and instead take the right action, you can move past it over time. Here are four tips you should use to help you in dealing with the financial aspects of a medical condition:
Recovering from the Unexpected: 4 Tips for Financially Dealing with a Medical Condition Read More »
Even if you have insurance, medical care costs can be expensive. Many policies have deductibles and co-pays that you have to cover out of your own pocket. And to make matters worse health insurance costs themselves are increasing. As a matter of fact, health insurance costs are up over 40% since 2005 compared to overall prices being up “only” about 28% as you can see from this chart from InflationData.Â
4 Ways You Can Reduce Healthcare Expenses Read More »
