No one likes to think about death, but it is inevitable for all of us. If you have a family, one critical element of Estate Planning is to protect your loved ones with a life insurance policy. Whether you choose whole life or term life depends on your personal circumstances. The same principles apply to the amount of […]
3 Reasons to Protect Your Family With Life Insurance Read More »
Your teen has just gotten her driver’s license. There’s a problem: even though she passed, she doesn’t earn the best rates from the insurer and if you have a son the rates may be even worse. What are you to do? Well, some parents engage in a process called “fronting.” This is when the parent
The Risks of “Insurance Fronting” for Young Drivers Read More »
Up until recently, I had never heard of a life insurance settlement aka. “Life Settlement”. That is because up until the beginning of the AIDS epidemic, the idea wasn’t really very popular. But at that point, a lot of people knew that their life expectancy was short and needed money for medical treatment but really
What are “Life Insurance Settlements”? Read More »
Property is the stuff of dreams whether it is a house with a white picket fence or a condo by the beach.  And it doesn’t hurt that property in a good location can appreciate in terms of value. But, being the proud owner of property is only the beginning. You have to maintain and insure that
Is Property Insurance Worth the Investment? Read More »
If you have ever walked out of a hospital and wondered why you have to pay thousands of dollars for a simple procedure, you are not alone. The costs of health care in the United States have never been higher. There are a number of factors that go into the cost inflation ranging from administrative
A Closer Look at Health Care Fees Read More »
The Reality of Home Fires It is human nature to avoid worrying about non-urgent threats. The common thinking is that bad things happen to others, not ourselves. The threat of a home fire is one such life situation. As a homeowner, it is important to understand the reality of the risk of a fire at
Fire Protection for Your Home – Before It’s Too Late Read More »
As with many other services and products in America, healthcare costs have been on the rise. Healthcare providers and establishments are increasing their prices, while those who do have insurance are facing higher premiums and less coverage. Some families are no longer able to afford insurance or are not provided insurance by their employer due
Putting a Lid on Health Care Costs Read More »
Choosing the proper type of insurance is an important matter. If you get it wrong you can either end up paying too much or worse yet not being covered for something you thought you were paying for. That is why it is so vitally important to understand the basics of insurance. You don’t have to
Choosing Between Income Protection Cover and Critical Illness Cover Read More »
Exercise is a great way to prevent stress, gain more energy, and look great. In addition to providing immediate health benefits, exercise has been shown to protect people against common conditions like high blood pressure and obesity, and can help prevent heart disease and cancer when combined with other healthy lifestyle choices. These health benefits
Fitness Equipment: Save Your Money, Save Your Body Read More »
Are you in the process of shopping for auto insurance? If you are newly licensed, moving to a new state, or simply want to find a more affordable insurance policy, you must consider more than just price when doing your quote comparisons. While auto insurance is a requirement, it is also an important form of
4 Key Questions to Ask When Doing Your Auto Insurance Research Read More »
In search of the best deals and more convenience, consumers are using smart phones to find the best prices for the products that get great reviews. It makes sense that the auto industry has been making strides to offer more free and affordable mobile applications. BankRate.com recently reported more shoppers are already using these mobile apps to find their dream car and recommended five of their top picks. We did a test drive of each of these apps to see which ones showed the best results, so you would have more time to focus on getting the car that will best suit your needs.
Apps to Get the Best Price for Your Next Used Car Read More »
The feeling you get when you step into a new car, even when it’s technically used and doesn’t have “the new car smell”, is exhilarating. Suddenly, your old car seems, well, old. Don’t get caught up in the emotion of that newness, however. You don’t want the excitement of a new car to be replaced
Determine Your Car Buying Budget Before you Shop for a Car Read More »
