Let’s start with Whole Life, a type of insurance which, as its name suggests, is designed to cover you for the remainder of your life. The idea with Whole Life is that though you pay more than you would with Term Life, the extra money gets invested for you by the insurance company in a […]
Term vs. Whole Life Insurance – What Should You Choose? Read More »
When you decide to renovate, you need to take into account how the renovation might affect your homeowner’s policy. Each situation is different, and you will want to review your individual policy to ensure that the changes will be covered. However, there are some common ways that homeowner policies and insurance plan might be affected
The Effect of Renovation on Your Homeowner’s Insurance Read More »
When the time comes to either switch your car insurance coverage or get coverage for the first time, insurance companies are tripping over themselves to offer you the “best quote”. When rates change and you could be enjoying significant savings by upgrading or changing your coverage, however, they aren’t as forthcoming. Car insurance companies have
Make Car Insurance Quotes a Regular Habit Read More »
Very few people in today’s economy would be confident telling you that they have their finances under control. For many people, it is a daily struggle just to pay the bills, much less put anything away for savings or investment. If you are having a hard time with your finances, there are some steps that
Financial Planning and Budgeting Read More »
Editor’s Note: Although they sound alike, Private mortgage insurance (PMI) and mortgage protection insurance (MPI) are two entirely different types of insurance created for vastly different purposes. What is Mortgage Protection Insurance (MPI)? Mortgage protection insurance is essentially a life insurance policy designed to pay off your mortgage in the event of your death so
Mortgage Protection Insurance vs Private Mortgage Insurance? Read More »
Except for a very small subset of life insurance policies (no exam policies) virtually anyone who applies for a life insurance policy will be required to undergo a medical exam. Obviously, the insurance company wants to make sure they understand your health condition before they price the life insurance policy. As with any time you
Preparing for a Life Insurance Medical Exam Read More »
U.K. Public Liability Insurance Public liability insurance is cover that will pay out if you or someone who works for you causes a member of the public to suffer an injury or suffer some kind of financial loss. Those sorts of risks are perhaps most likely to happen within the construction industry, where workers handle
Public Liability Insurance for Small Construction Businesses Read More »
When it comes to running a successful business, insurance is rarely at the top of your list of priorities. There are always a lot of other things to organize, especially if you’re trying to grow the business or seek out new clients and contracts, however, you shouldn’t let manufacturer insurance stray too far from your
Is Business Insurance on Your Priority List? Read More »
Home insurance is something you can’t really afford to be without. Every year when you renew your insurance, you hope that you won’t need it. You’d certainly rather pay for something you don’t need than be without home insurance if you need it, for instance if your house is burgled or damaged by fire. Getting
A Guide to Getting a Cheap Home Insurance Quote Read More »
There are a variety of reasons to choose your own family health insurance plan. Some employers don’t offer benefits… you may be in a lesser position or part-time position that doesn’t allow benefits… or the plan your employer offers doesn’t offer the kind of coverage you need. Regardless of the reason, choosing your own healthcare plan can
Choosing a Family Health Insurance Plan Read More »
If you have never purchased car insurance before, the process can be confusing. There are numerous different types of car insurance and it is important to understand the terminology before looking for rate quotes. Depending on where you live and how you purchased your car, you may be required to buy a minimum amount of
Car Insurance Terminology for Newbies Read More »
Health Insurance In 2010, federal insurance legislation mandated that both employers and individuals must adhere to new insurance laws called “The Affordable Care Act” commonly referred to as “Obama Care”. Everyone in the nation will be required to have insurance by 2014 with few exceptions. These insurance laws have both advantages and disadvantages. Mandatory Health Insurance
Mandatory Health Insurance Pros and Cons Read More »
