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Selecting Contact Lenses

How to Decide Which Contact Lenses Will Be Best for You

Health / By

Glasses and contacts can be expensive but when it comes to your eyesight you want to be sure to do it right. When it comes to contact lenses, you have a few options to choose from. You can get contact lenses that you throw away on a daily basis or weekly basis (called Soft disposable lenses), or you can get the kind that you can wear for longer periods before tossing (called extended wear lenses).

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Finance of Medicine

Recovering from the Unexpected: 4 Tips for Financially Dealing with a Medical Condition

Health / By

After you have a health issue, a lot of things change in your life. It comes with major stress and financial problems as well. However, although it may not be easy, if you don’t give up and instead take the right action, you can move past it over time. Here are four tips you should use to help you in dealing with the financial aspects of a medical condition:

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Health Insurance

4 Ways You Can Reduce Healthcare Expenses

Health / By

Even if you have insurance, medical care costs can be expensive. Many policies have deductibles and co-pays that you have to cover out of your own pocket. And to make matters worse health insurance costs themselves are increasing. As a matter of fact, health insurance costs are up over 40% since 2005 compared to overall prices being up “only” about 28% as you can see from this chart from InflationData. 

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Save on Car Repairs

Car Repair on a Budget

Car / By

In days gone by you could expect that your car repair bill would consist of 50% for parts and 50% for Labor. So you could easily save half the cost of a repair by doing the job yourself.  But then parts started getting cheaper (probably due to competition from China) and you could save 2/3rds of the cost of a repair by doing the job yourself. But some jobs also got more complicated requiring fancy computerized diagnostic tools and specialized knowledge.  However there are many car repairs that are easy and you can do yourself, often saving you hundreds of dollars.

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The Importance of Insurance

Insurance / By

There are lots of expenses in life that we deal with. Most of them involve a tangible or useful thing–gas for the car, service for the cell phone, food in the refrigerator. Because these items seem to get more expensive all the time, we are always in pursuit of things that we can eliminate from the budget, and the ones that don’t provide a visible benefit are often at the front of the line for the chopping block.

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Boost Your Credit BEFORE Buying Your 1st Home

Mortgage / By

Buying a home is always a very big and important decision. When you are looking for your next home, making sure that you will qualify for the best possible mortgage is a great idea. To get the best deal, you will need to make sure that your credit is in good order before you try and buy the property. Remember a better credit score means a lower interest rate and even a half percent can make thousands of dollars difference on a mortgage. 

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Buying a New Car? How Your Credit Score Can Affect Your Purchase

Car / By

Even though most people might dread the car buying process, it’s even worse if your credit isn’t in good condition. Your credit has a huge impact on your ability to buy a car and the ease of the process of buying a car. Think of each of these ways your credit affects the car buying process before you start your new car search.

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How To Spot Major Used Car Maintenance Issues Like A Pro

Car / By

There’s more to finding a great deal on a used car than looking at the sale price. Beyond how much you’ll have to pay to drive the car home, you need to think about the long-term prospects of how much that particular pre-owned car will cost you. Sure, that used car may seem like a steal at the moment, but it also can be a ticking time bomb that could blow up in your face — leaving you with hefty repair bills. Ultimately, putting you in a really bad position.

Although buying a car — used or new — is a bit of a risk under even the best circumstances, buying a used car means you should be extra-careful. You may not be able to make your used car purchase a 100 percent success. Though you can take a lot of the risk out of buying a used car if you know the warning signs of which you should be aware. By taking a few moments to look for some of the most common warning signs of maintenance issues, you can save yourself the nightmare of buying a lemon and be much more confident in your used car purchase.

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Cranky Car? A Short Guide to Simple DIY Auto Repairs

Car / By

Taking your car to the shop is expensive. When you’re on a budget, car problems can be more than just a major annoyance. They can totally wreck your budget unless you’ve included an emergency fund. 

Typically shops charge you twice the cost of parts for the labor to install them. So if the parts are listed as costing $100 they will charge you another $200 to install them.

To make matters worse, shops generally get a discount on the cost of the parts and then mark them up to more than they would have cost you if you paid retail. So those $100 parts may have only cost them $60 at wholesale, and you could have bought them retail for $75. But if you’re willing to put in some work, you could save money by handling those repairs yourself.

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