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Home Owners Insurance

Cutting Your Home Insurance Bill: Three Secrets That Can Save You A Bundle

Every year, Americans are paying more than they need to on their home insurance. Your home is one of your most prized possessions. Therefore, it is only natural for you to take steps to protect it. Protection for your home comes in the form of homeowners insurance. However, Premiums on home insurance have risen over 50 percent in the last ten years. Currently, the average insurance premium for homes in the United states stands at $1083 annually and can rise as high as $2,024 in some states. If you are one of the many homeowners looking to slash their insurance bill for the next year, take a look at these simple tips. 

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Car Financing

Say Hello to a Good Buy: How to Make Financing a Car Less Complicated

If you look at your car and wonder how much longer it’s going to get you where you need to go, it might be necessary to replace it with a newer model. If you haven’t saved up enough to pay cash for your next vehicle, the thought of financing a vehicle may be frightening, but it doesn’t have to be that way. You can find financing that is simple and straightforward. Here are a few suggestions to help.

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Life Insurance

How Much Do You Know About Life Insurance?

Insurance isn’t exciting or flashy, but it is absolutely necessary if you want to provide for your family in those times when it feels like the rug has been pulled out from under you. Many forms of insurance are required, for instance, most lending institutions require homeowners insurance which covers the value of your house in case of  damage and also covers against lawsuits should something happen on your property.
Most people understand how necessary it is to have a good life insurance policy to replace the breadwinner’s income but many do not give it the priority it deserves. Those with families and children are usually most vigilant when it comes to having Life insurance coverage. But there is never really a bad time to talk about and shop for life insurance coverage.

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Hurricane Insurance

Hurricane! How to Get Compensation after Significant Home Damage

Hopefully, you’ve survived the recent hurricanes without incident, but with so many people suffering damage from Hurricanes Harvey and Irma you might be wondering how to get compensated if you suffer damage. For instance, suppose you are in the situation of my neighbor David. His roof was about 20 years old and so had about 5 years of life left in it before he was going to have to replace it. But along came hurricane Irma which ripped off about a dozen shingles and created leaks and potential leaks.

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Buying Your First House

Tips for Navigating Your First Home Mortgage

Owning your first home is a major milestone that you should be proud of. However, there are plenty of things you need to do to prepare for it. This includes signing a mortgage, which is a loan you’ll pay back on a monthly basis to the bank you borrowed money from to pay for the house. In order to be a responsible homeowner, you need to have a solid understanding of your mortgage.

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Getting the Best Deal on a New Car

ar shoppers should keep in mind that American car dealerships are like Persian bazaars, and this means that they should not be afraid to negotiate. Auto shoppers should start their purchase journey online searching for a car model that meets your needs and has a good track record. Once you’ve decided on the model you are interested in you can start looking at the dealership inventory. Using the inventory search and lookup tools, shoppers will have a solid base for negotiation.

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Minivan

The Family Minivan: 4 Money-Saving Steps to Fix Up Your Vehicle

The minivan is a very useful and versatile vehicle, from taking the kids to soccer practice to picking up supplies at the lumber yard the minivan does it all. But routine trips and errands in your minivan can lead to many minor problems. Dents, chips in the glass and stains on the carpet are common issues. Rather than having these fixed by the mechanic, you can take care of these minor problems yourself and save a bundle in the process.

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