The Debt Trap Debt is a four letter word that everybody should be afraid of. Whether it is the result of bad spending habits or unexpected circumstances like medical bills or job loss, debt can prove strenuous for you. Especially, in the current financial climate, it’s not unusual for people to get trapped in the […]
Getting Out Of The Debt Trap Read More »
If you’re in college or have recently entered the working world, you know first-hand that your credit score has suddenly become more important than you ever thought it would be. Go to buy a phone, and they will run your credit. Try to rent a nice apartment, and you better have zero flaws on your
4 Easy Ways to Build Your Credit During College Read More »
By Kim Moore Learn How to Build a Secure Future for your Family For the most of us, financial security is a huge priority when it comes to our family. Being able to provide food, shelter and a good life is paramount. There are many things that can stand in the way of a strong
5 Steps Toward a Stronger Financial Future Read More »
By Alex Summers Your credit score is one of the most important numbers in your financial life. No matter what you think about credit and debt, there’s no shaking the fact that a lot of companies use your credit score to make decisions about you. Everyone knows that banks and credit card companies use your
How to Juice Up Your Credit Score Read More »
What is a Credit Utilization Ratio? When it comes to your credit score, we all know that things like your account and payment history are factored in. However there is one important component that most people aren’t even aware of – your “credit utilization ratio”. In a nutshell, it is the percentage of available credit which you
Credit Utilization Ratio and Your Credit Cards Read More »
Shopping has never been this convenient… with the Internet boom and just a few mouse clicks, you can preview all the information you need to decide whether you’re going to make a purchase. Are you looking for the latest novel by your favorite author? Just log on to Amazon and order the book in just a
10 Ways To Ensure Online Credit Card Security Read More »
Credit cards can be a useful tool in helping build a credit rating. You can help the young adult in your family to learn good money management skills and avoid racking up debt with their credit card by setting appropriate and responsible limits on the credit card. Here are a few helpful ground rules that
Credit Card Ground Rules for Young Adults Read More »
ABC’s Good Morning America has reported that 40 to 45 percent of all existing credit cards are now connected to a rewards program. These cards are offering consumers of all ages great rewards that meet their lifestyles. Those consumers include families with kids of all ages. If your family hasn’t been utilizing rewards credit cards,
Reward Points: The Best Credit Cards with Family Friendly Prizes Read More »
Being in debt causes life to be more stressful and less enjoyable . By the time most people see the error of their ways, they’re already in so much debt that it will take them many years to get out of it. Fortunately, there are options that can help you get your debts paid off
Consumer Credit Counseling Read More »
Balance transfers are one of the most sophisticated ways of saving money on a credit card. They do come with a number of catches that have to be borne in mind and these include balance transfer fees. A balance transfer offer is when it is possible to get a lower interest rate on the balance
What is a Credit Card Balance Fee? Read More »
In these tough economic times, it seems almost inconceivable that anyone would actually pay $450 a year for a “Black” Credit Card. After all you can get all kinds of cards for no annual fee! But…
Why Would Anyone Pay $450 for a Black Credit Card? Read More »
