Best Ways to Save Money Saving money as a family is significantly more difficult than it was as a child who dropped mom and dad’s spare change into a piggy bank. It requires intentionality, a plan that is both feasible and motivational. In order to get the whole family excited about saving, communicate with them […]
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Cable TV / Internet Alternatives Although almost four years have passed since the economy turned south, for many Americans the financial picture is still very difficult. Making the mortgage payment, bills, paying for car repair, insurance, and gasoline, and trying to have a little fun in the meantime can put you under a lot of
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Teen Car Insurance Teenagers are statistically more likely to be involved in a car accident than any other group of drivers. Because of their increased risks, teens are more expensive to insure. Unfortunately, that usually means that their parents are stuck with high premiums for several years until the teen leaves home and begins paying
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6 Ways To Control Impulse Spending Shopping can brighten even the worst of days for many people. Simply head to the store, choose your items and pull out the plastic. For many, that instant high is followed by a devastating crash when they realize that that credit card bill will have to be paid sooner
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Although attending college is a lot of fun, in these tough economic times attending a full-time on campus college may not be the best option. Or economically speaking it may not be an option at all.  But these days with the advent of the Internet everything seems to be available online and that applies to a quality education
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Editor’s Note: My friend Mike just told me about how his car insurance premiums were creeping up every year until finally he decided to shop around a bit. When he told his insurance agent he was shopping around “amazingly” the agent was able to significantly reduce his premiums. Shopping around pays, even if you don’t end
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Many household repairs can be handled without calling a professional. In some cases, these quick fixes can also save homeowners a bundle in both repair costs and energy expenses. Here are six ways that you can save money, both immediately and in the long run, by doing your own repairs. Poorly Working Refrigerator If your
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Colleges: Online Degree These days getting a college education is possible in more than just a traditional campus setting. Many times tuition from one of the online College degree programs is less than or equal to that of the same program on campus at your local Community College or University. On average, you can expect to spend around
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Dinner Deals on a Budget When funds are limited, budgets are an important factor in making sure you don’t spend more than you bring in. Budgets also help you build self-discipline and are really just a plan so you know that you aren’t spending more than you should. But unless you absolutely have to be on an austerity budget due to
Simple Home Improvement Projects As summer approaches, and the sun starts to show its face a little more often, we’re all thinking of ways to get our homes in tip-top condition. We want to make the most of our homes during the summer months and that normally means we need to carry out some home
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Retirement Costs When planning for retirement costs, financial planners often calculate costs decreasing during retirement but there are some costs that will increase in retirement. It is important to plan for them. There will be a number of costs to consider when you’re approaching retirement. Budgeting may be easier because many costs will decrease like commuting,
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Affordable Retirement Living Have you thought about retirement? If not, why not? Perhaps you’ve already retired or are approaching/planning retirement? Either the way, everybody thinks about it sooner or later. There is no such thing as ‘too soon’ when it comes to funding retirement and saving money. The key is to know how much you have to spend and
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