Having a credit card is handy, especially if you are away from home and blow a tire or a fan belt breaks or some other emergency! However, everyone that has a credit card runs the risk of racking up a significant debt.  Credit card debt can quickly spiral out of control. Sometimes it feels like the credit card companies will […]
Using Credit Cards without Getting Into Debt Read More »
Is your bank balance gradually sinking like a leaky old boat?  Want to save more money without compromising on your lifestyle? If so you need to wake up and start plugging some money leaks. You don’t have to be mega-organized and make big changes to be more frugal. The Japanese have a term called “kai·zen” which just means
5 Helpful Frugal Living Tips for Moms Read More »
Believe it or not, learning how to play the drums is one of the most enriching activities a person can take on. Drumming is not only a great deal of fun, but can be very enriching both mentally and physically (it’s better exercise than many people realize!). It is so good for you there is
3 Tips for Learning How to Play the Drums On a Budget Read More »
Just about everyone enjoys a summer vacation. Unfortunately, planning a vacation is easier said than done. Family finances typically dictate if and when you’re able to vacation. And if you haven’t saved up enough, you might consider postponing this year’s trip. There is, however, a way to make a vacation happen. you may be considering a
Four Things to Consider When Applying for Loans Read More »
You’re driving along the road of personal finance; your sweetie is in the passenger seat, and WHAM! You hit a pothole. Unfortunately, that’s what often happens not just in a car but in a family budget. Many people don’t discuss money while dating, so it’s a big thing when it comes to marriage. You want to make
Money Potholes on the Marriage Road Read More »
Credit card debt can sneak up on the best of us. After all, there’s just so much stuff to buy. There are new shoes, video games, and that out-of-state trip to Vegas. Unfortunately, the interest rates cripple your bank balance and you soon find yourself in credit card debt. You can feel as if you
Family Action Plan: How to Eliminate Credit Card Debt Read More »
Last week we presented House Hunting Tips For New Families and an excellent article by Dennis Miller Is Now the Time to Take Advantage of the Current Buyer’s Market in Real Estate? with a great story about buying a home and pitting sellers against each other and this week we have a few more tips for you.Â
More House Hunting Tips For New Families Read More »
By Dennis Miller While I spent well over three decades writing books and teaching the subject of negotiations, some of the best lessons I learned on the subject came from luck. Many investment pundits recommend taking full advantage of the current buyer’s market in real estate. Lenders are foreclosing on many properties, often selling them
Is Now the Time to Take Advantage of the Current Buyer’s Market in Real Estate? Read More »
When it comes to looking for a new home, some people don’t know where to begin. This is especially true for new families with babies and small children. The information below may help a new family find a good home in a timely manner. 1. Do Not Rush the Situation If your family wishes to be
House Hunting Tips For New Families Read More »
Finishing university and starting a new phase in your life is an exciting time when you leave behind the wild days of your student life and embark on a career. This also is the time when reality hits you and you realize that you have a hefty student loan to repay. It can be disconcerting to look
The Quickest Ways to Pay Off Your Student Loan Read More »
There are two different reasons for participating in foreign currency exchange. The first is as a speculative investment strategy. If you have reason to believe that one currency will appreciate against another you can sell the currency you think will decrease and buy the currency that you believe will appreciate. It is even possible to borrow
Transferring Money Between Currencies Read More »
Lending between family members, can benefit both sides. It’s a way to access needed money without the time, fees and high interest rates of official bank borrowing, plus in these times of low interest rates it can provide the family member who has the spare cash a way of earning a bit more interest. This can be a
Family Lending: What are your Options? Read More »
