A solid emergency fund is the base of any successful financial plan. However, many households don’t understand how to set up a proper emergency fund. This can get them in real trouble when they face a surprise expense. Before you start putting money aside for long-term goals like retirement and college expenses, you should make […]
How Much Should Your Family Emergency Fund Be? Read More »
Government vs. Personal Debt- It is easy to say, “Expect the unexpected.” Tell that to the famous financial institutions that were either swallowed up or disappeared completely during the crisis created by Collateralized Debt Obligations (CDOs) a few years ago. Not only did the bosses not see the problems coming but the staff were astonished
Overspending Solutions- Government and Personal Debt Read More »
Retirement can be a fun and rewarding phase of life, if you prepare for it correctly. Perhaps it was that hippie philosophy of just “chilling and taking one day at a time” but unfortunately, there are tens of thousands of older individuals that simply didn’t properly anticipate the next stage of life.   So many of them will
Living Your Dreams: Five Benefits to Preparing for Retirement Now Read More »
Jump Start Your Credit History You know you need a good credit history if you want to apply for a loan or credit card, but if you are just starting out and haven’t developed a credit history this can be hard to do. In some cases, having no credit is almost the same as having bad
How to Start Your Credit History Read More »
Online mortgage calculators are widely used by home buyers today. If you are planning buy your next house, you should use these tools to determine how much you can fork out for your next house. This is not to say that the use of online mortgage calculators is flawless – they have their advantages and
Pros and Cons of Online Mortgage Calculators Read More »
Tough Financial Times Are Taking Their Toll On Younger Households With households all over the country feeling the pinch of the ever-increasing costs of living, it appears that the tough financial times are taking their toll on younger households. Despite the mortgage stress being felt by the first time home buyer market, analysts say the
First Time Home Buyers Need Budgeting Skills Read More »
A lack of mobility can be a serious problem for many, whether it be through old age or disabilities. This is more important in your own home, where the inability to move comfortably around can be very distressing. Furthermore, you might also consider any solutions to be over expensive, yet this doesn’t need to be
Saving tips for seniors – Making mobility problems more affordable Read More »
Your credit score is extremely important in the world in which we live. Nowadays it’s hard to buy anything without having a good credit rating. In some cases, it’s impossible to get a job if your credit score isn’t very good. Because it’s central to your life, you may be punishing yourself by unknowingly doing
How to Hurt Your Credit Score Read More »
Shopping for a new car these days can leave you gasping, wondering what’s happened to make them cost so much. Adding to the dilemma is the price of fuel–it is a major consideration for some people when they go shopping for a new car. Fortunately, there are still a few cars that are relatively inexpensive,
7 Fuel Efficient Cars Under $20,000 Read More »
A romantic dinner doesn’t always have to take place in an upscale, pricey restaurant–you can make it happen right in your very own home. If you’d like to share a nice candlelit dinner with the one you love but are forced to stick to a tight budget, don’t fret. By assuming the role of chef
How to Make a Romantic Dinner on a Budget Read More »
Buying a New Car- For many people buying a new car is their biggest financial investment after buying a house. So it’s important to get it right. Over the last few years the economic climate has been uncertain at best and this has left many people with less disposable income and a tighter monthly budget. Owning a
Buying a New Car – Can You Afford it? Read More »
Drivers count on their vehicles to get them to their destinations safely. If you’ve been avoiding car maintenance because you can’t afford it, you will end up spending more money on car repairs in the long run. This delay in servicing and maintenance of items like brakes, tires and internal mechanical parts has consumers running
The Error Of Postponing Your Car Maintenance Read More »
