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Money Management

Bitcoin

Investing in Cryptocurrency ?

Money Management / By

Although Bitcoin has made impressive gains nothing goes straight up and Bitcoin has certainly had significant setbacks. As of this writing it is down
about 50% from its peak, so when you buy is just as important as what you buy. So before you choose to invest in Crypto you need to realize that
there is a good chance that you could lose money as well as make it, and so you shouldn’t invest money that you can’t afford to lose.

Investing in Cryptocurrency ? Read More »

Long Distance Moving Company

5 Valuable Tips To Avoid A Whopping Moving Bill

Frugality / By

Moving all your possessions to another location is notoriously expensive. But not all residential moves are equally costly. Moving across town, for instance, gives you plenty of opportunities to cut down the moving costs. You can move on your own, pack and transport most of your belongings by taking several trips with your car, and you can always ask friends and relatives to help. Moving long-distance, however, is an entirely different ballgame. You’ll have to pack your earthly possessions safely enough to survive a trip of several days or even a few weeks. You will need professional moving help, and you will have very few opportunities to reduce the moving expenses. Lucky for you, we’re here to help. We’ve consulted experts on family finances and gathered practical tips for saving money on a long-distance family relocation.

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Finances Buy Home

Approved Methods to Prepare Your Finances To Buy a Home

Money Management, Real Estate / By

When you’re ready to buy a home, make sure your finances are in good shape BEFORE applying for a loan. A solid financial standing will help to ensure a smooth mortgage loan application. It could also establish you as a premiere buyer that property sellers will favor over other buyers. Here are a few tricks to help you get your finances in order before you purchase a property.

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Budgeting

7 Ways to Lower Your Household Bills

Budgeting / By

Day by day, products and services are getting more and more expensive, causing the cost of living to skyrocket. During such a time, it’s essential to try to identify areas where we can cut costs and put the money saved to better use. Our household bills are the first and most important area to start lowering expenses. Even if we can’t save as much money on those bills as we formerly did, a different approach could make a significant difference. There are many methods for lowering monthly expenses (both obvious and not so obvious) that you might be overlooking. Here are seven simple yet effective ways to lower your household bills.

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Tips for First Time Home buyers

4 Tips You Need To Know Before Buying Your First Home

Real Estate / By

Are you in the market for your very first home? Congratulations. Buying a home is an exciting milestone in anyone’s life. However, it’s important to remember that buying a home is also a major financial commitment. If you’re not careful, you could find yourself in over your head financially. That’s why it’s important to plan and make smart choices when buying a home.

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Home Budgeting

Practical Tips to Organize Your Finances to Buy a House

Loans & Mortgages / By

A house is the largest purchase most people ever make. Whether you’ve been dreaming of homeownership for years or you recently realized that you’re ready to make this change, you have to get your finances in order and do your research before just jumping in.
Knowing some savvy tips can help reduce the amount of time it takes and reduce the possibility of overextending yourself when getting your new home. There are two phases for budgeting to buy a house. Initially, you are budgeting to be able to afford the downpayment but you also need to plan for making the monthly payments plus maintenance, insurance, taxes. etc.

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Selling Your House

Should You Exploit High House Prices To Pay Off Debt?

Real Estate / By

Everyone knows that house prices have skyrocketed in the last couple of years… around the new millennium, housing prices started going “parabolic,” i.e., they curved almost straight up. The common refrain was “housing prices always go up”. And then the economy fell apart, and everything came crashing down, including housing prices. By 2012 the index was back down to 134, i.e., a 27% loss.

So obviously, housing prices don’t “always” go up. Generally, over time housing prices do go up with inflation.

With housing prices once again going up parabolically, we might consider selling and using the gains to pay off debt and then buy again once housing prices are lower.

About a year ago, we published an article entitled 7 Benefits to Downsizing, which is one approach to reducing debt. In the following article, we will look at whether Selling a House to Pay off Debt is a Good Idea.

Should You Exploit High House Prices To Pay Off Debt? Read More »

Empower Your Financial Future

How To Empower Your Financial Future With Realistic, Attainable Goals”

Money Management / By

If you truly want to empower your financial future and ensure a comfortable retirement you have to begin by planning ahead for your finances. The old saying, “failing to plan is planning to fail” definitely applies to retirement. Multiple studies including the “marshmallow test” have shown that those who take a long-term view, plan ahead, and are willing to delay gratification will ultimately become more successful than those who live for the moment and don’t plan ahead.

How To Empower Your Financial Future With Realistic, Attainable Goals” Read More »

Buying a house

Advice on What to Expect When Buying a Home

Real Estate / By

Some parts of the home-buying process can actually be fun. Dreaming of the features you want and rolling through neighborhoods and wondering if they’re your next home can be a time of hope. Then again, crunching your numbers to determine a budget and going to showing after showing without finding ‘the one’ can drain you. Knowing what to expect when buying a home helps you prepare yourself for the process.

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