by Todd A. Williams Many People are challenged by managing money because they have no idea where it all goes. They may make a good wage; yet have no understanding of how they manage to spend everything. An important part of building a positive and lasting financial legacy is knowing where your money goes. In […]
Money Management for the New Millennium Read More »
Excerpt from the book; …And the cattle upon a thousand hills By Todd A. Williams The parable of the prodigal son is a fantastic example of the love of a father for a son, and the love of God for his children. While many who read the passage can clearly see the premise that God
Money Management for God’s people Read More »
By Todd Williams Banks play a major role in the economic development and financial growth of the entire country. The period following the great depression saw radical changes in the banking industry that proved to be beneficial for the building of consumer confidence in the banking system. While our confidence has grown our knowledge and
Is your bank robbing you blind? Read More »
By Todd Williams Many times when in pursuit of a goal or dream do you feel like giving up? Well if you do, you are not alone. All of us at one time feel like giving up right before we see the fruits or our labor. When researching possible topics for this money tip, I
Grow Your Own Money Tree Read More »
By Cornelus Postell Does not having to worry about monthly bills seem like just a fantasy to you? Do you ever wonder what it would be like, if money matters didn’t matter? Wouldn’t it be great if at this very moment your financial situation were in order? The answers to all these questions, my friends,
Guaranteed Easy Ways To Gaining Financial Freedom Read More »
By Todd Williams If you ever thought for a moment that the stock market is a confusing place, you are absolutely correct! Understanding the market is like trying to predict which way the wind will blow two days from today on the planet Pluto! The reason why it is difficult to predict which way the
The absolute best place to invest! Read More »
You might want to consider getting a basic idea of your own regarding how much you can afford before you make an appointment to see a lender. One general rule of thumb states that you can afford a home that is worth twice your annual income. In some cases, this may not be entirely accurate, however…
The importance of Mortgage Pre-Qualification Read More »
Many homebuyers, especially first time homebuyers, are so excited and nervous at the prospect of purchasing a home that they sit in the lender’s office, glance over a ton of official looking paperwork, sign on the bottom line and never really give any consideration to what they should be asking the lender before they make that all important final step in the mortgage process.
What to Ask Before Signing for a Mortgage Read More »
In these tough economic times, it seems almost inconceivable that anyone would actually pay $450 a year for a “Black” Credit Card. After all you can get all kinds of cards for no annual fee! But…
Why Would Anyone Pay $450 for a Black Credit Card? Read More »
I recently heard about a couple that needs financial help. They are in the real estate business and not surprisingly due to the real estate crash, their income has dropped significantly in the last two years from $10,000 a month to $5,700!
Help! Our Mortgage Payment is Too High! Read More »
Divide your liquid assets into three categories: emergency funds, investable funds, and speculative funds.
Your emergency fund should be held in cash or cash-like investments… your emergency money should cover your expenses.
Your investable assets are those you shouldn’t need to touch for at least three to five years.
How to Invest Safely (and Profitably) Read More »
The big news for the last year has been refinancing existing mortgages. If this is something that you are considering, it is not too late to “jump on the bandwagon”. There has been no better time in the last forty years to buy a home or refinance an existing one! Interest rates haven’t been this
