Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.

Credit Cards

By Lisa McMahon | July 2, 2010

When to use a credit card.

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College Education Loans

By Tim McMahon | July 2, 2010

“A Federal Consolidation Loan is an outstanding debt-management tool. It can help you repay your federal education loans at a low, fixed interest rate with flexible repayment terms. Consolidation can lower your monthly payments by up to 60 percent. “Consolidation allows for significantly reduced monthly payments since the repayment period may be extended to as […]

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Observations from a Certificate of Deposit (CD) Investor

By Guest Author | July 2, 2010

All of us have money that we cannot afford to lose.  The rest of our cash goes into the stock market.  How much goes into each category is a personal choice.  This article addresses the ‘cannot afford to lose’ money and offers some tips on how to invest it in CDs. We all should keep […]

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Financial Calculators for All

By Tim McMahon | July 2, 2010

Financial Calculators for Mortgages If you would like to calculate whether a mortgage is right for you here are several calculators that will help. What will it take for you to pay off your mortgage? This Mortgage Payoff Calculator helps you find out. Rent vs. Own Mortgage Calculator– This tool will allow you to estimate […]

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Your Income Tax Refund: Sofa, Pecs, or Freedom?

By Guest Author | July 2, 2010

By Darlene Arechederra What will your tax refund ‘buy’ for you this year? A lovely sofa? Perfect Pecs? Freedom? I hate to admit it, but I almost bought the Pecs. I opened a colorful brochure that caught my eye… And, there it was… the perfect way to *invest* my refund: in myself — with my […]

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Wealth is Only a Decision Away

By Guest Author | July 2, 2010

By David Batchelor Today, because of the multitude of choices we all have, it is easy to get distracted from where we want to go in life. I would like to offer you a few suggestions on how to find your path and stay on your path to great wealth, if you should choose to […]

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Your Beliefs Are Your Destiny

By Guest Author | July 2, 2010

By David Batchelor Belief is a feeling of certainty – but being certain of what? Being certain of possibilities. When we believe something, what we really believe is that that thing is possible. Life after death… a cure for cancer or Lupus or AIDS… success in any endeavor… we either believe it’s possible or we […]

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Why Women Should Collect Houses

By Guest Author | July 2, 2010

By Debra Lohrere Editor’s Note: Although this article is primarily written to Australians the principles apply equally to others around the world. Just remember “Superannuation” means “retirement fund”. ~ Tim McMahon, editor We can no longer rely on the government to hand out an old aged pension cheque to us once we retire. We cannot […]

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What’s the Point?

By Guest Author | July 2, 2010

By David Batchelor Each day for five or six days a week you come to work. Perhaps you come to work in your own business or maybe you are working for someone else. Either way, you are investing a lot of time and energy helping this business to succeed. Why should it? I am really […]

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Sheep get sheered; Pigs get fat; Hogs get slaughtered

By Guest Author | July 2, 2010

By Todd Williams Some of the biggest questions on many people’s minds are, How do I make more money? What is the secret to increasing my wealth? Should I get a part-time job and trade more hours for dollars? Should I work harder or smarter? What must I do? We all have bills to pay, […]

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Searching For Happiness in All The Wrong Places

By Tim McMahon | July 2, 2010

By Sharon L. Demarte, M.A. Recently I realized I am happy! I have found happiness! Oh, I have a couple of challenging life situations going on at the moment, but my overall state is that of happiness. I write this in a state of awe that I have actually gotten to this place and excitement […]

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Finances: Put some plans in place

By Tim McMahon | July 2, 2010

By: Judy Woodward Bates BIRMINGHAM, Ala. (BP)–One of the water pipes in Fred’s upstairs bathroom had a leak. Every so often, Fred would stare at the spot on his living room ceiling and comment, “I’ve got to get that pipe repaired one of these days.” Then one day Fred arrived home from work to find […]

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