Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Rural Living

Tips for Adapting Your Budget to Urban or Rural Living After Moving

By Guest Author | January 3, 2024

Both busy city life and serene rural life have their financial rhythm. In the city, it’s about managing the higher costs of rent and daily expenses. But here’s a cool perk – the benefits of downsizing. Embracing a smaller, more minimalist lifestyle saves money and aligns perfectly with the urban vibe. It’s all about maximizing space and minimizing costs.

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Car Leases

Why Leasing is a Giant Rip-Off (and When it’s Not)

By Tim McMahon | December 24, 2023

I just received an ad from a local car dealer that offered a “great” lease deal. Out of curiosity I thought I would look at the terms. And to tell the truth I got a little upset because I’m afraid some of you might actually fall for this garbage.

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Trash Free

Keep Your Home Trash-Free with these 5 Easy Habits

By Tim McMahon | December 20, 2023

If you have problems with trash accumulating around your house here are 5 simple quick habits that will keep your house trash-free with very minimal effort. Of course, you must pick up all the existing trash first. But once that is done, it is easy-peasy to keep it that way. Once you develop these habits you will be amazed at how your house is almost self-cleaning.

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Thriving on a Single Income

By Tim McMahon | December 15, 2023

Tips for Families Embracing a One-Earner Household In recent years, more and more families have embraced the one-earner household lifestyle. Some are motivated by the desire to have a parent at home with the kids, others might be navigating health issues, and some are just seeking a simpler, more focused way of life. Transitioning to […]

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Disaster Preparation

What You Need to Know about Disaster Preparation

By Tim McMahon | December 1, 2023

Protecting your home and car in the face of disaster is important. With a little effort, you can minimize the damage caused by these events. Reviewing your insurance policy, securing loose objects, preparing for flooding, and emergency kit preparation are just some steps to help protect your home and car. When it comes to natural disasters, it’s always better to be over-prepared than to be caught off guard. Stay safe!

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Winter Financial Challenges

How to Overcome Winter Financial Challenges

By Tim McMahon | November 27, 2023

Welcome to the world of smart winter finance management! As the cozy season arrives, it often brings a flurry of winter financial challenges. But don’t let that chill your spirits! Whether it’s the high heating bills making you sweat or the holiday expenses that seem to pile up like snow, we’ve got you covered. In […]

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5 Types of Home Mortgages

5 Types of Home Mortgages

By Guest Author | November 21, 2023

Buying a home is one of the most significant investments one can make in a lifetime. However, when it comes to buying a home, finances can be a big challenge.

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Moving Rent vs Buy

Renting vs. Buying After a Move

By Guest Author | October 27, 2023

Renting vs. buying after a move: which is better for your family? Explore the financial factors to help your family make the right choice!

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Improve Your Credit Score

Have Poor Credit? 5 Things You Can Do to Help Yourself

By Dixie Somers | October 25, 2023

Poor credit is one of those pesky things that can feel like a ball and chain. It follows you around, makes certain financial opportunities impossible, and can be downright embarrassing to discuss. But just because you have poor credit doesn’t mean you’re doomed. In fact, there are many actionable steps you can take to improve your credit score and get back on track. In this post, we’ll discuss five things you can do to turn your poor credit around.

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Tips for Buying an Investment Property

Tips for Buying an Investment Property

By Tim McMahon | October 13, 2023

Investing in property has always been a stable and profitable investment option. It not only helps you build wealth but also provides a source of passive income for the future. However, buying an investment property can also be a daunting task, especially if you are a first-time investor. This blog post will discuss five tips that will help you make an informed decision while purchasing an investment property.

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Saving for Unexpected Home Repairs

How Much You Should Be Saving for Unexpected Home Repairs

By Guest Author | October 9, 2023

Navigating the unpredictability of homeownership can often feel like steering a ship through stormy waters. Among the many waves you’ll face are the inevitable, and often costly, home repairs. Suddenly, your sanctuary is in need of serious attention: the roof has sprung a leak, the HVAC system has decided to take an indefinite vacation, or the foundations are showing ominous signs of wear. These glitches in your homely haven can wreak havoc on your finances if not anticipated and planned for. In this guide, we’ll delve into the realities of these unexpected home repairs, the importance of creating a safety net, and strategies for smart spending when the need for major repairs arises. This isn’t just a budgeting guide; it’s your compass for weathering the storms of homeownership.

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Your Money Mindset

Transforming Your Money Mindset for a Brighter Future

By Elmer George | September 27, 2023

Everyone has a money mindset that is deeply ingrained from childhood. Your mindset can either propel you forward or hold you back. If you believe “money is evil” you will sub-consciously sabotage your success when your thermostat says you have too much money.

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