How to Get Money Interest Free
By Tim McMahon |
How Much Car Insurance Do You Really Need?
 When you’re thinking about how to best insure your vehicle to protect yourself and others on the road, you may wonder how much car insurance you really need. State law provides some guidance, but there are more factors to take into account when choosing a policy that works best for you.
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How Real Estate Helps You Leapfrog To Wealth
Real estate investment. It seems you can’t turn on a weekend television program and not hear how yet another person has amassed untold wealth through real estate. HGTV reality shows make it all seem so easy, right? But what’s the real deal on this often-talked-about form of investment? Once we finally pay off our student loans we seriously begin looking for ways to better manage our monetary finances. This is when talk starts to focus on likely investments that would make this a reality. Enter real estate.
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4 Tips to Better Managing Your Finances and Assets
Everyone “knows” that managing your personal finances is a very important aspect of overall success. But knowing that you need to be good with money and prepare for the future, and actually doing it can be two entirely different things. While managing finances can be challenging, here are four tips that can be followed to help anyone better manage their personal financial situation.
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Retiring to the Mountains: Enjoying Your Retirement
Many people dream of a simpler life, they may even dream of a “cabin in the woods”. Of course, many would hope that this “cabin” has all the amenities including cable and Wifi. This can actually be a good way to downsize, cut expenses and still enjoy a comfortable retirement, if you can figure out how to accomplish it. If you’ve decided to retire to the mountains, there are things that you should still consider doing. Here are some of the best ways to live out your retirement in the mountains.
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Manage Your Money for Recreation and Fun
As the old saying goes, “All work and no play can make Jack a dull boy”. Family activities, however, can cost money. But the memories created can be priceless. If you want to save up for family recreational activities, here are some strategies that may be able to help you do so.
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The Importance of Insurance
There are lots of expenses in life that we deal with. Most of them involve a tangible or useful thing–gas for the car, service for the cell phone, food in the refrigerator. Because these items seem to get more expensive all the time, we are always in pursuit of things that we can eliminate from the budget, and the ones that don’t provide a visible benefit are often at the front of the line for the chopping block.
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Is an FHA Loan Right for You?
The Federal Housing Administration (FHA) was created over 80 years ago to help people who do not make a lot of money to be able to afford the American dream of homeownership. About 16 percent of all loans on homes are FHA loans. In order to decide if these loans are right for you, there […]
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Budgeting for Upcoming Purchases and Goals
People need to have money to purchase groceries and day-to-day household items. They need to have money to pay their monthly rent or mortgage as well. Therefore, most people devote a lot of time to thinking about money. It can be incredibly frustrating to lack sufficient money to cover certain things. You may think that only people with middle-class or lower incomes think about money so much. But that isn’t the case, whether you make $10 thousand or $10 million a year you still think about money. It may be how do I get enough money to pay for food and rent this month or it may be “Ouch, that stock just lost 10% of its value” but either way it is a concern.
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Financial Hard Times: How to Pull Your Family out of Debt
Financial woes can affect all types of families regardless of income. If mounting debt is causing economic hardship for your family, there are measures that you can take to get back on your feet financially. Here are some of the best ways to pull your family out of debt.
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Are Your Water Bills “Eating You Alive”?
According to CreditDonkey, “on average, Americans pay $104 per month for electricity” and “$70 a month for water.”  This amount is based on the average person using between 80 and 100 gallons of water per day. This of course only applies to households that are connected to a public water system. Those people who are fortunate enough to have their own well pay virtually nothing for water other than a few cents for the electricity to pump it out of the ground. However, paying half as much for water as you do for electricity seems a bit extreme.Â
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3 Ways Keeping Tabs on Your Credit Helps More Than Just Your Finances
When you think about your credit rating, you may think its importance when you apply for a new loan or a credit card. Of course, these are two important areas that do play a major role in your finances, but credit ratings affect more than your ability to borrow money. Here are some of the other reasons to keep tabs on your credit rating besides borrowing.
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A Guide to: Making the Most of Cash Back Rewards Credit Cards
Let’s face it, there’s hardly a day that goes by where you don’t spend money. Whether it’s putting gas in your car, grabbing lunch with coworkers, or stopping at the coffee shop to get your morning fix. So the question is, if you’re frequently spending on everyday purchases, would you want to earn a percentage back? With cash back reward credit cards, you’ll earn a small percentage back on a variety of items. It’s equivalent to constantly shopping at a percentage discount.
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