Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Poor Credit Got You Down? Try This…
A bad credit score hurts you in many ways, it not only prevents you from buying stuff, it also raises the interest rate you have to pay on stuff you do buy. People with Good Credit Pay Lower Interest Rates. So how do you improve your credit score?
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How to Create the Ideal Home Office You’ll Enjoy Working In
Working from home is an awesome perk, but not if you’re stuck working on the cluttered corner of the kitchen table. To ensure maximum focus and creativity, you need to provide yourself with optimal working conditions. Consider creating a tranquil space that lends itself to getting things done while fostering productivity and creativity. Comfort and functionality are the keys to making your office space enjoyable while performing your day-to-day tasks. Here are some tips on how to create a perfect space that stimulates your mind and productivity.
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Modern Housing Hacks to Get a New House- Cheap
One of the most effective ways to build wealth is to either own land or own a home. If you have both, you may be able to secure your financial future and that of generations to come. But houses are expensive and a major portion of the cost goes to the general contractor who oversees […]
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Landscaping the Perfect Yard on a Budget
Real Estate professionals stress the importance of “Curb Appeal” but it’s not just for selling your house. Your yard is the first impression you make on guests, neighbors, and yourself. When you simply want your house to stand out, your yard and curb appeal are what is going to make a big difference. Many people neglect their yards due to the cost involved. Fortunately, there are a few ways to fund a better yard on a budget when you want to give it a makeover.
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Budget Busters: How to Handle Unexpected Costs
“When you have the money it isn’t an emergency but simply an inconvenience.” You should be setting aside money to cover these unexpected eventualities. But if you haven’t, you are in good company.
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Saving Money in the Laundry Room?
Doing household chores shouldn’t cost an arm and a leg. There are plenty of ways to save money on laundry and here are some good ideas to get you started.
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True Cost: How to Calculate the Financial Needs of Your Family
When you sit down to write out your expenses, you probably know that you need to account for mortgage or rent, heating, electricity, water, car bills, credit card payments and student loan debt. However, don’t forget to account for the smaller bills too. For example, you might need to contribute money to your children’s sports team, or you may have small private loan that you’re still paying off. Don’t forget that money has to pay for food whether you’re going to the grocery store or eating out at restaurants. Don’t forget to factor in things like insurance and saving for emergencies.
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The Family Minivan: 4 Money-Saving Steps to Fix Up Your Vehicle
The minivan is a very useful and versatile vehicle, from taking the kids to soccer practice to picking up supplies at the lumber yard the minivan does it all. But routine trips and errands in your minivan can lead to many minor problems. Dents, chips in the glass and stains on the carpet are common issues. Rather than having these fixed by the mechanic, you can take care of these minor problems yourself and save a bundle in the process.
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Considering Divorce? Your Budget Will Take a Major Hit
Divorce at any point in life will be expensive and that is not just counting the lawyer’s fees. If you’re in the middle of a divorce or considering the process, take a close look at how your budget will change.
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Legal Liability: What Exactly Does Your Home Insurance Cover?
If you have a home, you most likely have a home insurance policy. However, you may not know exactly what you are covered for until you go to file a claim. This can be a risky strategy as even a small claim against you could cost thousands of dollars. Let’s take a look at what a typical homeowner’s insurance policy protects you against.
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Making the Best of the Worst: 4 Tips for Financial Recovery after an Accident
Your first major car accident can be a very stressful time. You may feel in shock from the overwhelming physical and mental blows. Whether or not you were the one at fault, you will most likely find yourself with huge bills for repairing or replacing your vehicle and for any health care that you required. Arm yourself with this knowledge that can help you recover financially and land on your feet once again.
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