Interest Free Money

How to Get Money Interest Free

If you are experiencing a temporary cash-flow problem and need some money to tide you over for 12 to 18 months here is an interesting trick to get some money interest-free. And even better than that, these companies are actually paying you to take their money! Imagine borrowing $500 keeping it for 15 months and […]

3 Factors To Consider When Calculating Your Home’s Value

By Guest Author | July 15, 2017

When it comes time to sell your home, you will need to know how much to list it for. However, if you list it at the wrong price point, you risk either getting too little for the house or not getting any offers at all. Many people like to keep track of their home’s value even if they aren’t ready to sell.  Knowing your home’s value and subtracting how much you still owe you can tell you one factor in your “net worth” i.e. how much you own minus how much you owe. What can you do to accurately gauge the value of your property?

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Safe Summer: 3 Ways to Protect Your Kids from Recreational Injuries

By Tim McMahon | June 29, 2017

Yes, summer is finally here, and many families are so looking forward to a stress-free and busy season. Exercising a bit of extra caution will help in making this an active, exciting, and safe break from school-year routines.

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Disadvantages of Having Bad Credit

Poor Credit Got You Down? Try This…

By Tim McMahon | June 28, 2017

A bad credit score hurts you in many ways, it not only prevents you from buying stuff, it also raises the interest rate you have to pay on stuff you do buy. People with Good Credit Pay Lower Interest Rates. So how do you improve your credit score?

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Uncluttered Workspace

How to Create the Ideal Home Office You’ll Enjoy Working In

By Guest Author | June 24, 2017

Working from home is an awesome perk, but not if you’re stuck working on the cluttered corner of the kitchen table. To ensure maximum focus and creativity, you need to provide yourself with optimal working conditions. Consider creating a tranquil space that lends itself to getting things done while fostering productivity and creativity. Comfort and functionality are the keys to making your office space enjoyable while performing your day-to-day tasks. Here are some tips on how to create a perfect space that stimulates your mind and productivity.

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Alternative Housing

Modern Housing Hacks to Get a New House- Cheap

By Tim McMahon | June 22, 2017

One of the most effective ways to build wealth is to either own land or own a home. If you have both, you may be able to secure your financial future and that of generations to come. But houses are expensive and a major portion of the cost goes to the general contractor who oversees […]

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Budget Landscaping

Landscaping the Perfect Yard on a Budget

By Tim McMahon | June 15, 2017

Real Estate professionals stress the importance of “Curb Appeal” but it’s not just for selling your house. Your yard is the first impression you make on guests, neighbors, and yourself. When you simply want your house to stand out, your yard and curb appeal are what is going to make a big difference. Many people neglect their yards due to the cost involved. Fortunately, there are a few ways to fund a better yard on a budget when you want to give it a makeover.

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car insurance

Budget Busters: How to Handle Unexpected Costs

By Tim McMahon | June 13, 2017

“When you have the money it isn’t an emergency but simply an inconvenience.” You should be setting aside money to cover these unexpected eventualities. But if you haven’t, you are in good company.

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Saving money on Laundry

Saving Money in the Laundry Room?

By Guest Author | June 12, 2017

Doing household chores shouldn’t cost an arm and a leg. There are plenty of ways to save money on laundry and here are some good ideas to get you started.

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True Cost: How to Calculate the Financial Needs of Your Family

By Guest Author | June 6, 2017

When you sit down to write out your expenses, you probably know that you need to account for mortgage or rent, heating, electricity, water, car bills, credit card payments and student loan debt. However, don’t forget to account for the smaller bills too. For example, you might need to contribute money to your children’s sports team, or you may have small private loan that you’re still paying off. Don’t forget that money has to pay for food whether you’re going to the grocery store or eating out at restaurants. Don’t forget to factor in things like insurance and saving for emergencies.

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Minivan

The Family Minivan: 4 Money-Saving Steps to Fix Up Your Vehicle

By Guest Author | June 3, 2017

The minivan is a very useful and versatile vehicle, from taking the kids to soccer practice to picking up supplies at the lumber yard the minivan does it all. But routine trips and errands in your minivan can lead to many minor problems. Dents, chips in the glass and stains on the carpet are common issues. Rather than having these fixed by the mechanic, you can take care of these minor problems yourself and save a bundle in the process.

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How Bad Credit Happens & How to Keep It from Holding You Back

By Guest Author | May 30, 2017

Having a good credit score can make your life easier in a variety of ways. For instance, you may be able to get loans at lower interest rates or insurance policies with lower premiums. It may also be easier to get a job or get an apartment in a desirable area. Let’s take a look at why a person may have a bad credit score and how to overcome it.

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Considering Divorce? Your Budget Will Take a Major Hit

By Tim McMahon | May 27, 2017

Divorce at any point in life will be expensive and that is not just counting the lawyer’s fees. If you’re in the middle of a divorce or considering the process, take a close look at how your budget will change.

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