Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.

Secret Stash: Ideas to Get Some Extra Cash

By Guest Author | November 3, 2015

Other ways you can use your skills and hobbies to make a quick buck… Use these ideas to help get you a little more change in your pocket.

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Family Shopping Trips

Thrifty Family Shopping: 5 Tips to Help You Not Break the Bank

By Guest Author | October 26, 2015

Shopping with your family can quickly burn through the paycheck. Whether it’s that new toy your son is begging you to buy or the latest Apple phone you want but don’t really need, there are various bear traps lingering about shopping centers and department stores waiting to get stepped on by the inattentive shopper. Here are five tips to help you avoid the common shopping traps that befall the inexperienced and unprepared families.

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broken Piggy Bank

Signs Your Finances are Sinking

By Guest Author | October 26, 2015

Money problems are always difficult to work through. If you’re not prepared to make some changes and look critically at your budget, you could be in for a long ride.

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5 Financial Tips For New College Students

By Guest Author | October 23, 2015

Going to college can be both frustrating and exciting at the same time. For many people, college is a learning experience that teaches many of the essentials of life. But in addition to just learning from books you are also learning how to live int he adult world. And a big part of that is managing your financial life. Here are five financial tips to help new students adjust to college life.

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Car Loan

Asset or Burden? 6 Things About Auto Loans You Didn’t Know

By Guest Author | October 19, 2015

Automobiles are necessary for social and business transportation, but once you sign up for a loan, you have an added burden. Besides paying for gas and maintenance, you must make each monthly loan payment on time. Here are six things about auto loans you didn’t know.  Zero Percent Loans Everyone wants free financing, right? The […]

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Pricing Your Remodel: How to Stay Within a Budget

By Tim McMahon | October 16, 2015

Remodeling can be expensive but if you are willing to contribute some work and even a bit of sweat to turn your home into what you envision it to be, in the end you’ll save a lot of money and be able to take a lot more pride in the result.

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Banking Big: Budgeting Tips for Large Families

By Guest Author | October 14, 2015

Budgeting is especially beneficial in a big group, and can help ensure your family is financially sound now and in the future.

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Car Repair

Stop Getting Ripped Off: 6 Car Problems You Can Fix Yourself

By Guest Author | October 10, 2015

It’s bad enough when there’s something seriously wrong with your car, but it’s worse when you’re being overcharged by a mechanic to fix a simple problem that you could easily take care of by yourself. Garage fees are a common way for people to get ripped off, and it’s frustrating when the solution is such a simple one.

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Doctor Bills

Negotiating The Medical Expense Minefield

By Guest Author | October 9, 2015

In 2014, it was estimated that about one in five adult Americans were contacted by a debt collection agency about medical bills. Given that it’s not totally uncommon for those bills to contain errors, it behooves all patients to be attentive to their medical expenses, including the potential for reducing what you are obligated to pay.

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What Adopting a Pet Means For Your Finances

By Guest Author | September 19, 2015

Pets of all kinds can have an extraordinary effect on human beings. They offer love and companionship and will thrive on yours in return. However, they’re also expensive. Before you adopt a new pet into the family, make sure that you understand the financial consequences to your budget before you join one of the 62% of American households with a pet.

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5 Things Most Families Forget When Budgeting

By Guest Author | September 17, 2015

If you want your family budget to work for you, it’s important to take a little time to set it up right. A budget that works, doesn’t leave you feeling shackled or struggling to make things fit, but instead gives you a better sense of security and control.

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Where You Shouldn’t Skimp Even If You’re on a Tight Budget

By Guest Author | September 10, 2015

If you are working with a tight budget, you might be looking for ways to save. Unfortunately, buying some products on the cheap might end up costing you more in the long run. Here are four things you shouldn’t feel guilty about splurging on, so you can stick with your financial plan and still enjoy the best.

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