Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.

Tips to Getting Quick Personal Loan Approval

By Rachel Oda | February 21, 2013

When people think of loans, they usually think about things like car loans or business loans, but the truth is that there is another category of loans as well. Personal loans typically have low ceilings and they are unsecured (meaning that you don’t have to put up any collateral like a car or a house). […]

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What to Do When you Need More Money

By Guest Author | February 20, 2013

Boost Your Income If you are chronically short of cash the obvious first step is to try to increase your income. If you are a stay-at-home parent or even if you are already employed there is no reason why you can’t boost your income further to make it easier for you to cope with any unexpected […]

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3 Essentials When Starting Up Your Own Business

By Melisa Cammack | February 19, 2013

Business Cards The use of business cards is a tried and true method of promoting your Small Business , they should include your phone number, website address, and other information about your business, so this is a good way to get your business recognized. There are online options, that can be used to make a custom business card […]

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Student Loan

Dealing with Student Loan Debt and Bankruptcy

By Guest Author | February 18, 2013

Upon graduating from college or Grad School, if you are like a lot of others these days, you are probably in a lot of student loan debt. At first, it may seem fairly manageable. But, you could also wind up declaring bankruptcy a couple of years later. Here is the key so that won’t happen to you. Farewell […]

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Pest Control

Pest Prevention in the Home

By Joel Mayer | February 17, 2013

Pests can be unpleasant and unhealthy, and can cause costly damage to your home. Some common household pests include cockroaches, weevils, ants, rats, mice and other rodents. They can chew wires and walls and leave nasty dropping and smells. There are some simple ways to prevent pests from coming into your home and to help rid […]

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How to prepare for Tax season

4 Tips on How to Prepare for Tax Season

By Melisa Cammack | February 16, 2013

Instead of waiting for the last minute,make the first move this tax season, get yourself from behind the financial eight ball by preparing yourself for April 15 with the following steps: One – Organize Your Expenses into Personal and Business Expenses One of the best ways to keep the Internal Revenue Service off of your […]

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Senior Citizens Driving Safely: When to Hang up the Car Keys?

By Sasha Wilson | February 15, 2013

When it comes to vehicle fatality rates, many believe that teenagers are the highest risk group, but that is not the case. Actually, it is senior citizens, ages eighty and above that have the highest average fatality rate for vehicle crashes based on miles driven. Essentially, too many senior citizens tend to drive long after […]

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Relevant Life Insurance Tax Benefits

Relevant Life Insurance Tax Benefits

By Guest Author | February 14, 2013

  It may sound strange but there is a new type of life insurance called relevant life insurance available in the U.K. If you are a director of a company and offering relevant life insurance benefits or death in service benefits to your employees, you can qualify for substantial tax benefits. Directors and high-income employees can also benefit […]

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It’s Never Too Early to Begin Preparing for Retirement Financially

By Guest Author | February 13, 2013

According to the United States Department of Labor, fewer than 50 percent of Americans know how much money they’ll need to survive retirement. Even though the average person will spend 20 years of his or her life in retirement, very few are currently planning for life after work. No matter how far away from retirement […]

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You vs the Kids – The Battle for a Better Retirement

By Lucia Harris | February 12, 2013

As a parent your life is largely spent providing support for you children. Whether it’s buying their food, saving for their education or keeping a roof over their heads, it can feel that the support you offer is all too often a financial one. You poured every asset you own into their future, and then, […]

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Critical Illness insurance

What Does UK Critical Illness Insurance Cover?

By Guest Author | February 11, 2013

Critical Illness Insurance Won’t Cover… First of all, unlike Life Insurance, Critical Illness policies do not pay out for a fatal accident or death of any kind. So, Critical Illness Insurance won’t provide security for your loved ones when you are gone but, they are still essential for providing long term financial security. A critical illness insurance policy could […]

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Money Management for Kids

By Lilly | February 10, 2013

Many grew up watching our parents scrimp and save in order to have money left at the end of the week; many more have watched their parents struggle in order to pay their bills. Regardless of how you were brought up, most of what you first learn about money management and well-being stems from what […]

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