Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Leaky Water Heater

Appliance Repair or Replace: To Buy or Not To Buy?

By Guest Author | November 27, 2012

Part of being a homeowner is dealing with the inevitable hardship that comes with appliances breaking down and falling into disrepair; however, it can be difficult to determine if the more economical solution is to have the item repaired or simply dispose of it and buy a brand new one. While buying brand new appliances […]

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Top 10- Nicest Affordable Cars

By Guest Author | November 26, 2012

Affordable Cars-  Is it possible to get all the bells and whistles when it comes to your new car without straining your family finances ?  Do you want style and class combined with efficiency and affordability?  Most people think that to get luxury you need to sacrifice affordability, but this is no longer the case.  […]

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Teaching Your Kids Money Management Skills

By Guest Author | November 25, 2012

Children are hardwired to learn from their own mistakes. A painful fall might teach them not to run on a slippery floor. A bruised finger might teach them to be more careful around closing doors, windows, and drawers. A blood-drawing nip from the family dog or cat might teach them that even cute animals don’t […]

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College Funding Options

By Guest Author | November 23, 2012

Saving for college is an expense that most families have. Not everyone has enough extra money every month to save much for college, but even setting aside a few dollars each month can add up and help alleviate the high cost of your children’s future education. As the cost of college rises, it becomes more […]

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Money Tree

Financial Planning is Essential for Survival

By Guest Author | November 22, 2012

Financial Planning- Today every nickel counts, especially in the light of the financial crisis that recently hit the United States (and Europe). Unless you manage your money well, money and you will not see each other much. In other words, you need foolproof financial planning to stay alive. However, here are some of the crucial […]

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Five Activities That Can Ruin Your Credit Score

By Guest Author | November 21, 2012

Five Activities That Can Ruin Your Credit Score If you look on the Internet, you can easily find ways to fix your credit score. From paying your bills on time to disputing incorrect entries, there are dozens of ways to try to repair your score once it has taken a hit. But it is much better not to […]

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Storefront

Risky Business: 3 Reasons for Businesses to Have Insurance

By Guest Author | November 20, 2012

Insurance- It’s fairly obvious that the benefits of having insurance far outweigh the costs. A policy has its price, but it’s nothing compared to the staggering sums you might be forced to shell out in the event of an accident. This seeming natural law goes doubly for business owners. 3 Reasons to Have Adequate Insurance […]

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Offline and Online Discount Coupons

By Guest Author | November 19, 2012

Merchants believe that selling their products through group deals will result in more product sales. In a recent survey, merchants reported that online sales shot up by over 50% as a result of these deals. eCommerce websites and offline businesses have started looking for other ways to increase their sales. Users look for the website […]

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How to Have a Beautiful Wedding on a Budget

By Guest Author | November 14, 2012

Can You Really Have A Beautiful Wedding on a Budget? We’ve all heard of ordinary people spending $10,000, $20,000, or even $40,000 on a wedding and stars have been known to spend a million or more. But it doesn’t have to be like that. When my long-term boyfriend proposed to me at the age of […]

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Estate Planning- Trusts

Understanding your Retirement Needs

By Guest Author | November 13, 2012

Understanding your Retirement Needs Many Americans these days have made no real retirement plans for the future, and seem to have a “go with the flow” type mentality. While this may have worked earlier in life, it may hurt you in the end. Planning for retirement is one of the most important steps you can […]

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Cyber Monday and Internet Shopping

By Guest Author | November 12, 2012

Cyber Monday and Black Friday- Is Internet Shopping Better? Are you a Black Friday fanatic or bargain hunter that hates the crowds? More and more consumers are turning to the Internet, mobile apps and e-coupons to stretch holiday dollars, Cyber Monday is the secret for holiday savings — are you in the know? This infographic […]

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Should You Repair or Replace Your Roof?

By Guest Author | November 11, 2012

Damage to your roof can occur suddenly or grow gradually over time.  It could take the form of slow rot in the plywood and gradual deterioration of the shingles, or be much more drastic in the form of storm damage or sudden impacts.  In any case, working on your roof can be an expensive task. […]

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