Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.

How to Compare Life Insurance Options

By Guest Author | September 16, 2012

Choosing the right life insurance policy can often be confusing and overwhelming. With all the different insurance companies, policy types, and price quotes, it is hard to know which one will provide the coverage that is best for you and your individual situation. If you are thinking of purchasing a life insurance policy but are […]

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Smart Insurance You Should Invest in

By Guest Author | September 15, 2012

Insurance- Insurance is a safety net. You pay a small amount into the program every month, and they cover the large bills if you have an accident, get sick or are sued. There are several different insurance programs to choose from, but here are some that you should consider investing in. Health Insurance for Long Life Millions […]

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What You Need to Know About Deducting Travel Expenses

By Guest Author | September 14, 2012

Deducting Travel Expenses- Do you use transportation for work or as a Volunteer? The IRS allows you to deduct many different types of transportation expenses, as long as you incur them while conducting business. While you can’t deduct your daily commute to and from work you can deduct many other travel expenses.  These expenses include airfare, car […]

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Annuities: a Great Way to Fund Your Retirement

By Guest Author | September 12, 2012

Whether you’re going to retire soon or still have many years of work ahead of you, planning financially for retirement is very important. The earlier you can start planning, the better. With an unpredictable economy, saving can be difficult, so get some help from an annuity and continue to receive guaranteed income even after you […]

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Add Flare to Your Wedding (On a Budget)

By Guest Author | September 11, 2012

Weddings on a Budget- So, you’ve met the person of your dreams and are trying to plan your wedding. Congratulations are in order, but unfortunately, you also have to face the fact that you’re getting married in a time when the economy is the worst it has been in years. If you’re like most of […]

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How to Boost the Health of Your Finances

By Guest Author | September 10, 2012

The older that we get, the more we come to realize that our finances really do matter. Whether you’re saving to buy your first house or closing in on retirement, getting your finances in order is an important step to take. You can hire a financial planner to achieve your goals or try to go […]

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Applying for Disability Benefits

By Guest Author | September 7, 2012

Disability Benefits- Social Security Disability is available for physically or mentally disabled people. It is a means of helping them to live their lives in spite of their inability to work. Applying for disability benefits is a long process since it involves the government giving large amounts of money to the person applying. You must […]

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4 Hidden Costs to Refinancing Your Mortgage

By Guest Author | September 6, 2012

Refinancing Your Mortgage- With so many people turning to refinance their mortgage, perhaps you’re feeling that this is the right thing for you to do, too. While low interest rates and appealing offers could mean that refinancing your mortgage saves you lots of money, don’t be too quick to abandon your original payments. Read the […]

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The Joys of Outsourcing

By Guest Author | September 5, 2012

Some businesses grow to a point where hiring more staff is simply an ineffective way of dealing with the challenges of doing things on a large scale. Some tasks are temporary, and others only need to be performed once in a while. It doesn’t make sense to hire and train new people when the process […]

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Do you know what you need to retire?

By Guest Author | September 4, 2012

Planning for Retirement- Everyone is living longer and there’s no reason to suppose that trend will change anytime soon. While some have the option to work longer, there comes a time when it is nice to say “enough is enough” and retire to the golf course or the garden, see those places that you have […]

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Personal Finance Saving- What the Rich Know

By Guest Author | September 3, 2012

“You don’t get rich by giving it away.” This old adage might sound obvious, but its message of frugality actually carries some vitally important lessons for anyone who aspires to improve their financial situation. We think of rich people as having enough money to spend on whatever they like, but you might be surprised to […]

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