Interest Free Money

How to Get Money Interest Free

If you are experiencing a temporary cash-flow problem and need some money to tide you over for 12 to 18 months here is an interesting trick to get some money interest-free. And even better than that, these companies are actually paying you to take their money! Imagine borrowing $500 keeping it for 15 months and […]

Why Insurance is Not a Luxury

By Guest Author | August 13, 2012

Adequate insurance is not a luxury; it is a necessity. Unless you are among the independently wealthy and can afford significant losses due to illness, theft, disaster, car accidents, or an unexpected death in the family, insurance is a necessity of modern life. Even the wealthy protect their jewelry, homes, cars, and larger assets with […]

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Save Money – Attend a Community College

By Guest Author | August 12, 2012

Attend Community College Sometimes community colleges are viewed in a negative light.  The implication is that the education provided by community colleges is inferior, and that people who attend such institutions will be disadvantaged when they switch to a four year school.  However, these perceptions are for the most part false; the education offered by […]

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Earning More Money is Not the Answer

By Guest Author | August 11, 2012

Earning More Money…  How much more money would you have to earn to get out of debt? 1%, 5%, 10%? Almost everyone who is in debt says the same thing… no matter how much they make it is the same… if I only earned 10% more money I could get out of debt. But the fact is that […]

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Making an Investment

By Guest Author | August 10, 2012

Choices- Making an Investment Bad Investment Choices Everyone enjoys hearing about a skyrocketing investment. But, the more common story is an investment that ended up losing money. A good investment is one where the principal is maintained and there is a steady increase in capital. Bad investments are ones that end up losing money. These […]

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Do You Have a PPI Claim?

By Guest Author | August 9, 2012

PPI Claim- U.K. Finances Payment Protection Insurance (PPI) insures the subscriber against the inability to pay credit-based debts due to illness, unemployment, death, or disability. While PPI is helpful for some borrowers, in recent years it has been sold under false pretenses, with misinformation, or through coercion. If you are a victim of such sales […]

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How Much House Can You Buy?

By Guest Author | August 9, 2012

Buying a home is a joyous and life-altering event that should not be taken lightly. That said, it is important to make sure you do not get in over your head when you buy a home because the consequences can be devastating. You certainly do not want to end up losing your home simply because […]

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Rebuild Credit After Foreclosure

By Guest Author | August 7, 2012

Rebuilding Your Credit A foreclosure is often believed to be the worst thing that could ever happen to your credit score. While there is little doubt that it will damage your credit score considerably, the good news is that YOU CAN Rebuild Your Credit Score. In fact, your credit score can start to rebound in as […]

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Short Term Loan vs. Long Term Loan – Which One to Choose?

By Guest Author | August 6, 2012

Short-Term vs. Long-Term Loan A loan is a principal amount that is received by the borrower from the lender as a debt for a certain period of time for the repayment of the principle with an assigned interest. Loans can be provided by financial institutions, banks, peer-to-peer, etc. Loans differ by their features such as […]

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What is Funeral Insurance?

By Guest Author | August 5, 2012

Funeral Insurance Have you ever heard about funeral insurance?  How is it different from Life Insurance? Having life insurance or health insurance is a common thing, but not many people are aware of the existence of funeral insurance. It may not be a pleasant topic but it happens to everyone and the more preparation the deceased makes, […]

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Credit Cards That Pay You Cash

By Guest Author | August 4, 2012

Credit Cards Hundreds of credit cards are available to you as a means to borrow money. Each credit card has varying qualification criteria, interest rates, and yearly fees. The average interest rate for a credit card is 16.97%, which is pretty hefty. Additionally, some credit cards charge a yearly fee of $19 to $150. Cash-back […]

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Life Insurance Over 50

By Guest Author | August 3, 2012

None of us wants to think about getting old, but while a few things improve as we age, life insurance premiums are not one of them. As you get older, life insurance companies consider you a greater risk because there’s more likelihood that they’ll have to pay out on a policy than if you were […]

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Important Things To Know About Fire Insurance

By Guest Author | August 2, 2012

Fire Insurance is a specific form of property insurance that protects individuals or businesses from losses incurred by a fire (fire damage or fire destruction or relocation in case of a fire). There are four types of fire insurance policies that are available in the market – one that pays the actual value of the […]

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