Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Budgeting for Groceries
Grocery Budget – No Wiggle Room? Many people have the mistaken belief that your grocery bill is something that has little to no wiggle room. After all, your family has to eat, and skimping on food isn’t really an option. However if you’re spending a good percentage of your income on grocery bills each week and […]
Read MoreTerm vs. Whole Life Insurance – What Should You Choose?
Let’s start with Whole Life, a type of insurance which, as its name suggests, is designed to cover you for the remainder of your life. The idea with Whole Life is that though you pay more than you would with Term Life, the extra money gets invested for you by the insurance company in a […]
Read MoreSmall Steps to Big Savings on Home Energy Prices
With the current world economic situation as it is, it’s no surprise that energy costs have been dramatically fluctuating over the last few years. From being relatively stable to now rising and falling quite quickly, it can not only be hard to keep up but also hard to estimate a reliable energy budget. For a […]
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What is Peer-to-Peer Lending?
This form of lending is the oldest form of lending. Originally it was borrowing from family members or members of your local community but times changed and professional money lenders developed. Over time, these money-lenders became banks. But today with the global communications network things have come full circle. Peer-to-Peer lending is a simple type […]
Read MoreThe Effect of Renovation on Your Homeowner’s Insurance
When you decide to renovate, you need to take into account how the renovation might affect your homeowner’s policy. Each situation is different, and you will want to review your individual policy to ensure that the changes will be covered. However, there are some common ways that homeowner policies and insurance plan might be affected […]
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Small Businesses Should Shop Around for Better Electricity Contracts
You might not know when you start-up your small business about the range of options that are available to you for your utilities, especially for electricity and gas. Sometimes, it can be quite difficult to decide, and normally, people just go with the company that they’ve always been with, or they pick whatever might be first […]
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Make Car Insurance Quotes a Regular Habit
When the time comes to either switch your car insurance coverage or get coverage for the first time, insurance companies are tripping over themselves to offer you the “best quote”. When rates change and you could be enjoying significant savings by upgrading or changing your coverage, however, they aren’t as forthcoming. Car insurance companies have […]
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10 Ways To Teach Your Children About Money
By Contrarian Investing Sow a thought and reap an act, Sow an act and reap a habit; Sow a habit and reap a character, Sow a character and reap a destiny! As children grow, they are constantly observing people and things around them. This observation power increases over time and they try to emulate the people nearest […]
Read MoreGo Pro as the Family’s Budget Manager
Big-name talk show financial planners proclaim, “Run your family like a business!” In following their advice, it is best to take clues from common problems and then adapt techniques from small business accounting. Learn from the ugly “before” pictures “Draw practical conclusions from data about how families fall apart,” Jennifer Belknap, a San Diego financial […]
Read MoreDo You Know Your Charity?
The Bible mentions the poor 221 times. In verses such as Proverbs 19:17 “Caring for the poor is lending to the LORD, you will be well repaid.” and Proverbs 21:13 “If you won’t help the poor, don’t expect to be heard when you cry out for help.” So we know it’s a great idea to give to […]
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Financial Planning and Budgeting
Very few people in today’s economy would be confident telling you that they have their finances under control. For many people, it is a daily struggle just to pay the bills, much less put anything away for savings or investment. If you are having a hard time with your finances, there are some steps that […]
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High Performance Savings Accounts
Getting the Most from Your Savings Accounts Building up a savings account is not as rewarding as it used to be. Interest rates on savings accounts are at all-time lows, which means that you will receive fairly minimal amounts of interest from cash held in most savings accounts, often the interest that you earn is […]
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