Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Long term care woman

Why Do I Need a Long Term Care Insurance Policy?

By Guest Author | June 22, 2012

For the first 32 years of my life, I gave absolutely no thought to long-term care insurance policies. By the time I turned 33, I was thankful my grandparents had the foresight to purchase a policy. Both were diagnosed with probable Alzheimer’s disease and my father, their only son, was struggling with cancer and dementia symptoms of his […]

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Tips to Get Out of Debt

By Guest Author | June 21, 2012

Getting out of debt can feel like an overwhelming, hopeless task. In reality, it is quite possible with some concentrated effort. Many people have eliminated substantial debt in just a couple of years once they put their minds to it and made it a priority.  Here are four tips on how to get out of debt. […]

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Calculate how much you will need for retirement

What are Long Term Investment Accounts?

By Guest Author | June 21, 2012

Long-term investment accounts are used by investors as a way to earn returns that will be realized at some point in the future. Investors in these types of accounts are generally not concerned with earning money that will be used right away. Instead, the purpose of these accounts is saving for some need in the future.  Types […]

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Storefront

Is it Time to Expand Your Small Business?

By Guest Author | June 20, 2012

“Chance favors the prepared mind.“ – Louis Pasteur A storefront just next to yours has just come up for lease… Personal obligations have left you without the ability to fulfill client needs for a week or more… A competitor is expanding their services or products, and customers are drifting away from your business… Small Business […]

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How Much is a Dad Worth?

How Much is a Dad Worth?

By Guest Author | June 17, 2012

For Father’s Day How valuable is your Dad? On mother’s day back in March, we asked you how valuable is your mum and shared a neat infographic showing just what our mums do for us. With father’s day just around the corner, we wanted to reverse the roles and ask how valuable your dad is. […]

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Healthcare Politics

Navigating the Politics of Health Insurance

By Guest Author | June 17, 2012

One of the hot-button political issues of the day is health insurance. Personal responsibility is a big issue in the current debate on Healthcare Reform. One side believes that the cost of healthcare should be spread evenly among everyone. It sounds fair and reasonable if everyone took care of themselves but the other side says […]

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Low Cost Entertainment

Tips for Low-Cost Entertainment

By Guest Author | June 16, 2012

Although almost four years have passed since the economy turned south, for many Americans the financial picture is still very difficult. Making the mortgage payment, bills, paying for car repair, insurance, and gasoline, and trying to have a little fun in the meantime can put you under a lot of financial pressure. To make it […]

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Small Business Credit Cards

By Guest Author | June 15, 2012

Owning a business can be cash-flow intensive and unfortunately many small business owners need to use credit in order to provide the cash flow they need to succeed. There are many benefits to using business credit cards for your cash flow needs. Not only are business credit cards more appropriate for companies to use, they […]

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College Money

College Savings Accounts

By Tim McMahon | June 14, 2012

Planning for the future of your family is something that takes time and energy. It’s certainly not something that just happens spontaneously. If you have children, one of the things you probably want to start planning as soon as possible is financing a college or post high school education. In today’s world, having an education […]

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Kids Going to College? Ease the Financial Burden

By Guest Author | June 12, 2012

Blogs and bookshops alike are often inundated with financial guides to help students get ready for the monetary challenges that the college years may bring. However for parents, knowing the necessary financial provisions can be more difficult especially for those who have not had the college experience themselves. Of course your teenager is going to […]

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Managing Your Mother’s Money

By Casey Research | June 11, 2012

By Jeff Clark, Casey Research I manage one of my mother’s IRA accounts, and when it comes to investing money, she doesn’t like to take a lot of risks. I guess the same would be true for most of our mothers – and maybe for many of us as well. Unfortunately, after surveying today’s investment landscape, […]

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Teen Driver Insurance

Teen Car Insurance Discounts to Save You Money

By Guest Author | June 8, 2012

Teenagers are statistically more likely to be involved in a car accident than any other group of drivers. Because of their increased risks, teens are more expensive to insure. Unfortunately, that usually means that their parents are stuck with high premiums for several years until the teen leaves home and begins paying for insurance on […]

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