Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Canine Costs

Save Money On Your Family’s Canine Costs

By Alex Summers | March 4, 2012

If your family has a dog you probably understand how easy it is to feel as though our pet is a member of the human household. Our dogs sit in the kitchen while we eat dinner, come into our rooms when they feel scared, and watch all the same television programs that we do. They […]

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Financially Responsible

3 Basics of Financial Responsibility

By Guest Author | February 27, 2012

By Angelita Williams We’ve all seen articles giving advice on how to budget, where to invest, and when to save. Certainly, these tips can be worthwhile, but it can be very difficult to sort the useful tips from the less useful ones. Moreover, personal finance tips don’t help much unless you understand the basics of personal finance and financial […]

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Affiliate Marketing

Can You Make Money With Affiliate Marketing?

By Guest Author | February 24, 2012

By Kevin Craig One of the first ways people make money online is with affiliate marketing. It’s possible to generate a full time living with affiliate marketing but over ninety per cent of affiliates give up too soon. Following a few techniques is all you need to become a successful affiliate marketer. Affiliate marketing is beneficial for both the product creator as […]

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Save on Auto Insurance

Save on Automobile Insurance

By Guest Author | February 21, 2012

Whenever you go shopping, you probably look for the best deal. The same can be true for automobile insurance. Research and careful decision making, can pay off in finding the best deal especially when it comes to searching for automobile auto insurance quotes. Using an insurance agent (either independent, or with a company) is the […]

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Save on Family Vacation

10 Ways to Save Money on Your Next Family Vacation

By Guest Author | February 21, 2012

By Aaron Schulman Going on a family vacation should be relaxing and create lasting memories. Those memories shouldn’t be marred by worries about how you are going to finance the trip or how you are going to pay the bills once you are home again. A well-researched, planned out trip does not have to break the bank. […]

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Credit Score

How to Juice Up Your Credit Score

By Guest Author | February 2, 2012

By Alex Summers Your credit score is one of the most important numbers in your financial life. No matter what you think about credit and debt, there’s no shaking the fact that a lot of companies use your credit score to make decisions about you. Everyone knows that banks and credit card companies use your […]

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Children Saving Money

Teaching Children How to Save Money – But Also How To Spend And To Give

By Guest Author | February 1, 2012

By Alex Summers When it comes to children and money, the traditional perspective is that kids need to be taught how to save. Parents will give their son or daughter a piggy bank, hand them a quarter once a week, and then instruct their child to save those quarters until the bank becomes full and […]

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Money for Retirement

Tips For Obtaining Extra Funds in Retirement

By Guest Author | January 25, 2012

The Good Old Days are Gone Years ago when a person was hired into a job it was generally until the age of retirement, 30+ years. Companies gave pensions to workers to encourage longevity with the company. The retiree had a 401K, CDs paying 15%, stock and bonds, and other high-interest savings accounts. At retirement, […]

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Home Insurance

8 Solid Ways to Insure Your Family for Less

By Guest Author | January 25, 2012

Everyone knows that insurance can be quite expensive, especially if you have a whole family to insure. With all the different types of insurance out there, it can be hard to know how to get the quality insurance your family needs for less money. Fortunately there are some things you can do to make insurance […]

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4 Low-Cost Tricks to Promote Your Small Business More Effectively

By Guest Author | January 16, 2012

By Tim Brown Unless you promote your business, there is hardly a chance of it succeeding. Running your business effectively requires that you promote it effectively. One way to do that is by hiring professionals to do the job. However, you may be on a tight budget. In that case, here are some low-cost steps […]

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Don’t Give Up On Those New Year’s Resolutions Yet

By Guest Author | January 10, 2012

After a week or two of the New Year, many of us are starting to wonder why we ever vowed to those resolutions in the first place. Sure we want to get our spending under control or shed a few extra pounds, but these goals require lifestyle changes that aren’t always the easiest to make. […]

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How Expensive It Is To Bring Up A Child In The US?

By Guest Author | January 9, 2012

With the current economic meltdown and post recession hangover, the cost of almost everything has been increasing by leaps and bounds.And the cost of child care is no exception. The latest updates of Department of Agriculture (USA) claims the cost of raising a child has been amplified ten times since 1960. In fact for a family […]

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