Weddings on a Budget- So, you’ve met the person of your dreams and are trying to plan your wedding. Congratulations are in order, but unfortunately, you also have to face the fact that you’re getting married in a time when the economy is the worst it has been in years. If you’re like most of […]
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Save Money Right Now We all go through periods of time where we realize we need to start watching our expenses. I know firsthand how difficult it can be when you realize your account balance is lower than it should be. My family lives on a tight budget, and although we are immensely happy and
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Grocery Budget – No Wiggle Room? Many people have the mistaken belief that your grocery bill is something that has little to no wiggle room. After all, your family has to eat, and skimping on food isn’t really an option. However if you’re spending a good percentage of your income on grocery bills each week
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Your Family’s Budget Manager Big-name talk show financial planners proclaim, “Run your family like a business!” In following their advice, it is best to take clues from common problems and then adapt techniques from small business accounting. Learn from the ugly “before” pictures “Draw practical conclusions from data about how families fall apart,” Jennifer Belknap, a
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Financial Planning and Budgeting Very few people in today’s economy would be confident telling you that they have their finances under control. For many people, it is a daily struggle just to pay the bills, much less put anything away for savings or investment. If you are having a hard time with your finances, there
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Best Ways to Save Money Saving money as a family is significantly more difficult than it was as a child who dropped mom and dad’s spare change into a piggy bank. It requires intentionality, a plan that is both feasible and motivational. In order to get the whole family excited about saving, communicate with them
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By Kim Moore Learn How to Build a Secure Future for your Family For the most of us, financial security is a huge priority when it comes to our family. Being able to provide food, shelter and a good life is paramount. There are many things that can stand in the way of a strong
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By Kim Moore Tips to Help you keep more of your Money Many of us feel powerless when it comes to our finances. Luckily, we can reclaim our power and take charge of our financial lives. As parents, we have a responsibility to our families to make the most of every dollar. If things feel
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By Angelita Williams We’ve all seen articles giving advice on how to budget, where to invest, and when to save. Certainly, these tips can be worthwhile, but it can be very difficult to sort the useful tips from the less useful ones. Moreover, personal finance tips don’t help much unless you understand the basics of personal finance and financial
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Christmas has past and the new year is upon us. It’s a great time for some personal reflection. First, look back and think about last year. Did you have a good year? A worthwhile one? Did you treat people well and appreciate your family? Did you enjoy yourself? Did you conduct your finances in a
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Are your electricity bills killing your monthly budget? After your mortgage or rent, electricity and car expenses are the next major expenses. Don’t let your electricity bills shoot through the roof, take immediate action before it is too late. So the question arises what can you do to put a leash on your utility bill? Here are a few
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No one wants to spend their retirement worrying about money. Unfortunately, in today’s economic environment debt is common. Once you retire it is almost certain that your income will decline. But if you have loads of debt, your expenses will stay almost the same or even grow with the accumulation of interest. In days past,
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