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Family Shopping Trips

Thrifty Family Shopping: 5 Tips to Help You Not Break the Bank

Frugality / By

Shopping with your family can quickly burn through the paycheck. Whether it’s that new toy your son is begging you to buy or the latest Apple phone you want but don’t really need, there are various bear traps lingering about shopping centers and department stores waiting to get stepped on by the inattentive shopper. Here are five tips to help you avoid the common shopping traps that befall the inexperienced and unprepared families.

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6 Tips To Improve Your Money Management Skills

Money Management / By

If you find yourself always short on funds, it doesn’t necessarily mean you’re not making enough money. The real cause might be poor money management skills, such as living without a budget or not tracking your spending closely enough, or paying too many penalties and late fees. With discipline and proper money habits, it’s possible to turn your finances around and never deal with penalty fees again.

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Nautica Beach Chair

How the Nautica Beach Chair Saved Me Hundreds of Dollars

Frugality, Vacation / By

This being prime vacation season I thought I’d tell you a bit about my vacation. On Monday I set out from Virginia on my way to a week on the coast of South Carolina. Fortunately for us the sharks are hanging out a few hundred miles North of here. The weather is beautiful and the water is warm and inviting.

But like most tourist areas it seems that everything is designed to separate the hapless traveler from his hard earned money. But being a die-hard “frugalista” I’ve worked out a system to keep my money where it belongs i.e. in MY pocket.

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Paying for a New Vehicle

1 Comment / Car / By

Once your kids start driving, the idea of getting their own car may become a major issue in your house. And this of course brings up other issues. You may want them driving an older vehicle for fear they might damage a brand new one. Alternatively, if you can muster the means, you may want them driving a newer car or truck because it is safer and more reliable. Either way, the issue of saving money to finance the new ride and which vehicle you are be able to afford will have a huge impact on what you choose. Here are some tips on how to save for the vehicle your family needs.

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Retirement

Saving Now: How to Prepare Financially for Your Retirement

Retirement / By

It is essential to start saving money as soon as you can, in order to have enough money during your retirement. There are many ways to save money for retirement including personal savings accounts, retirement savings plans from your employer, and Individual Retirement Accounts, also known as IRA’s. Take a look at these different ideas for saving you money and preparing for your future the right way.

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Personal Finance

Avoid Making Your Personal Finance Situation Worse

Budgeting, Family, Money in the UK, Money Management, Saving / By

The cost of living is rising every year. Keeping on top of your family’s finances is difficult. Trying to balance your budget when funds are limited isn’t easy, so it’s important to make good decisions and avoid any decisions that will put yourself into a financial hole. If you’ve already gotten yourself and your family into a difficult financial

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