Property is the stuff of dreams whether it is a house with a white picket fence or a condo by the beach. And it doesn’t hurt that property in a good location can appreciate in terms of value. But, being the proud owner of property is only the beginning. You have to maintain and insure that [...]
The Reality of Home Fires It is human nature to avoid worrying about non-urgent threats. The common thinking is that bad things happen to others, not ourselves. The threat of a home fire is one such life situation. As a homeowner, it is important to understand the reality of the risk of a fire at home [...]
Flooding is a fact of life. To take advantage of natural sources of hydration and ready-made trade links, humanity has historically clustered near large, volatile bodies of water. During the past several thousand years, cities and towns have sprung up on barrier islands and around saltwater harbors, inland lakes and lazy river bends. Overall, this [...]
If you’re not sure exactly what’s covered by your homeowners insurance contract, you’re not alone. Even experienced insurance professionals admit that homeowners insurance policies are complex documents written mostly in legal jargon that’s incomprehensible to the average person. It’s important, however, that you have a good understanding of exactly what’s in your homeowners policy, because [...]
Note from editor: Although this article is targeted to UK home owners, most information is applicable to other markets, including the U.S. When it comes to protecting what is likely to be one of your largest investments, why is it that we would rather purchase a premium brand of coffee, than get the right home [...]
Insurance claims happen year round, but accidents during the Christmas holidays can be especially troublesome. With all those unusual activities, guests, extra food and gifts around, insurance claims can be significantly higher than normal. Plus, festive factors such as increased use of electricity & bad weather can increase the likelihood of everything from house fires [...]
Carrying homeowner’s insurance is necessary because without it you may have to pay a lot of money out of your own pocket if a storm causes damage or someone is hurt while visiting you. That doesn’t mean you need to spend an outrageous amount of money for protection–some people pay far too much for homeowner’s [...]
If losing your personal property to fire, burglary, or some sort of natural disaster doesn’t sound stressful enough, imagine trying to go back in your memory bank to come up with a list of everything that’s missing or destroyed so that you can recoup some of your losses. If you have yet to do a [...]
