Archives for September 2016

4 Reasons Your Family’s Investment Plan Isn’t Adding Value

Investing for the “long-term” can help you weather financial storms both before and after retirement. Regardless of the amount of money in question, a savings/investment plan can assist in achieving various financial goals. From buying a house to savings for college to retirement.

However, creating an investment plan is one thing and making it work is something else. It is common for investment plans to go bust due to some frequent mistakes that most investors make. Knowing how to avoid the pitfalls will add value to that plan you have in place.

Preparing for a Worry-Free Retirement

Unfortunately, many people fail to begin saving early on, so they are unable to live as comfortably as they’d like in their golden years. To plan for your financial future and enjoy a worry-free retirement, there are a few important steps to take when thinking ahead.

5 Finance Dos and Don’ts

It’s important to make smart financial decisions. Unfortunately, there are many myths about what constitutes financial intelligence. If you want to make more money or save more of what you’re already making, here are five tips to help make a more secure future for you and your family.

Selling Your Car? 4 Insightful Ways To Come Out Ahead

The car you cared about for years has become little more than a business transaction, so you want to get the most you can for it. Here are a few tips on how to maximize the selling price and the value of your old car.

Reigning In Your Healthcare Expenses

Many families struggle to make their budget work from week to week. Your family’s paycheck can get spread really thin when there are a lot of expenses to account for. One common source of hardship for many families is the cost of healthcare. Luckily, there are things you can do to make sure you get your healthcare expenses under control.

5 Mortgage Expense Hacks

Cutting small expenses from your budget can make a difference, but the best way to make a large impact on your household spending is to hack your mortgage expenses. Because a mortgage is the largest expense for many American households, taking these sneaky steps to reduce your mortgage terms can save you thousands of dollars over the life of the loan.

Taming Home Maintenance Costs

When considering home maintenance costs one “Rule of Thumb” suggests that you set aside 1% of the value of your home as a repair budget. So if you live in Pennsylvania and you own a median priced home of $195,000 you should set aside $1,950 per year for repairs. This doesn’t mean that every year […]

Retiring Right: What You Need to Know About Retirement Planning

Over 38% of Americans have no intention to retire. And 31% of non-retired adults report that they have no retirement savings or pension. While, 46% of the respondents indicate that an unexpected $400 expense would be challenging to handle and that they either could not pay the expense or would borrow the money or sell something to do so.