Retirement isn’t a stage in life you can just jump into without preparation. It takes decades of preparation to save enough money to afford the life you want, and it also takes time to get your finances ready for the burden of a life without income.
Retirement Ready? How to Prepare Your Finances before the Big Day Read More »
If you’re like most people, you realize that you put a budget in place to limit spending and to reach other financial goals of saving money or paying down debt. Of course, like most people after living on a budget for a while, you may find that although it does help you save and get rid of debt, it doesn’t make life a whole lot of fun.
The answer to this dilemma is not to change your budget and reduce your savings, it’s to change your bills to free up more of your money. Use these tips to help get more freedom in your budget.
Breaking the Budget Bonds: How to Free Up More of Your Finances Read More »
If you’re like most people who anticipate retirement, you are probably eager to start this next chapter in your life. However, before you start daydreaming about how you will spend all of that free time, make sure you are financially prepared.
Are you Financially Prepared for Retirement? Read More »
Tracking your income and expenses is key to creating a logical budget that you can stick to. It also prevents you from missing a bill unexpectedly or not being able to prepare ahead of time for a financial emergency. Here are some steps you can take and tools that you can use to get a handle on your income and expenses…
5 Tips to Track Your Money Read More »
the fourth largest expense in your home is the monthly utility bills. The typical American family spends roughly 11% of their total budget on “Utilities and Other Household Operational Costs.” The only higher expenditures are for your mortgage or rent, taxes and transportation. You actually spend more for utilities than for food, or the total of (Social Security Contributions, Personal Insurance and Pensions), or Healthcare.
Fortunately, there are strategies you can employ that help to reduce the cost of your utilities and free up more of your income. Here are six tips that you can use today and save money in the months and years to come.
8 Tips for Saving Money on Your Utility Bill Read More »
Historically, real estate has been one of the most solid investments to consider. But in 2008 real estate got a huge “Black Eye”. Personal and commercial properties can offer excellent opportunities for investors. But as in many things timing is everything.
What You Need to Know About Real Estate Investing Read More »
You don’t have to wait forever to get the car you’ve always wanted. With a few basic steps, you can soon be enjoying the ride of your life. All it takes is a plan and a little perseverance. Follow these tips for success when searching for the car of your dreams.
Seven Tricks to Get Your Dream Car Read More »
It seems obvious that everyone wants to have a strong stable financial future. But wanting and getting are two different things. Fortunately (or unfortunately as the case may be) the decisions that we make early in life can affect how much wealth we develop later on. To take control of your financial future, here are a few simple steps that you can take to drastically increase your chances for success.
5 Simple Steps to Take Control Of Your Financial Future Read More »
Most people dread the process of filing their taxes. But maximizing your return with a few minor tweaks in the way you file could take a bit of the anxiety out of the process. Reevaluating your W-4, reconsidering your filing status, and claiming the earned income tax credit are just a few ways you can get the biggest return possible on your income taxes. So, stop dreading filing your taxes and start looking forward to a big return by following these simple tips.
Tax Season Tricks to Get the Best Return Read More »
Financial health plays a crucial role in the quality of life for aging Seniors. How we spend these years depends, in a large part, on the financial foundation we lay during our active employment years. Although many people find their resources dwindling as they move into retirement, and find Social Security inadequate to cover all our expenses, there are several steps that you can take to effectively finance your golden years.
Financial Survival for Seniors Read More »
Today is an exciting time in business, and it’s easier than ever to get out there and offer your products and services. However, since the advent of the internet, there’s also more competition now than there ever was before. Not only do you have to keep up with local competitors, but you also have to
Four Ways to Maximize your Family Business’ Efficiency Read More »
Even with insurance, medical bills can take a huge bite out of your wallet due to deductibles and co-pays. That is why it’s important to carefully analyze your bill for errors, overcharges and just plain extortion. Medical Bill Overcharges are extremely common, recently I heard a case where a woman was in the hospital for
Avoiding Medical Overcharges, Errors and Extortion Read More »
