One of the most beloved aspects of owning a home is the ability to renovate. Homeowners are always trying to renovate their homes but often do not want to pay an arm and a leg to do so. The following are a few tips to give your home a new look on a dime.
Affordable Accents: Renovating Your Home on a Dime Read More »
A holiday party is a fun way to bring people you care about together, whether it’s your friends and family or employees at your business. The problem is that by the time you pay for the space, the food, the drinks and any entertainment, you could be in for an expensive end-of-the-year bill. Fortunately, there are some easy ways to keep your holiday parties within a budget, no matter how many people you’re inviting and how much you can spend. Here are three tips to throw a holiday party on the cheap.
Budget Bash: Throw Your Holiday Parties for Less Read More »
When first starting out, many families get in over their heads, in their rush to buy a home and get established. This often results in a lack of savings for emergencies and living “paycheck to paycheck”.
When you live paycheck to paycheck, it can seem like you are struggling to get by. You may regularly wonder what would happen if you got severely sick or seriously injured. Financial concerns may keep you up at night, and you may not feel like you can afford to take a vacation or even a random day off when you feel run down. If you are tired of living this type of lifestyle, there are a few steps that you can take.
How Young Families Can Move Past the Living Paycheck-to-Paycheck Phase Read More »
Larger homes not only have a limited market due to cost, but each tends to be unique in its own way. They can stay on the market longer because they need just the right buyer. Many luxury home sellers tend to get impatient and let their property go for much less than its true value. Here are some facts to keep in mind when it’s time to sell your larger home.
5 Facts that Demystify Selling a Large Home Read More »
Insurance isn’t exciting or flashy, but it is absolutely necessary if you want to provide for your family in those times when it feels like the rug has been pulled out from under you. Many forms of insurance are required, for instance, most lending institutions require homeowners insurance which covers the value of your house in case of damage and also covers against lawsuits should something happen on your property.
Most people understand how necessary it is to have a good life insurance policy to replace the breadwinner’s income but many do not give it the priority it deserves. Those with families and children are usually most vigilant when it comes to having Life insurance coverage. But there is never really a bad time to talk about and shop for life insurance coverage.
How Much Do You Know About Life Insurance? Read More »
If your roof shows signs of damage or wear, now is the time to get if fixed. Once the snow and ice build up on your roof, every thaw means running water that can creep into the tiniest cracks and gaps. The water can also re-freeze and expand, making the cracks worse. Melt water soaks into the wood and can do structural damage. This makes roof repairs even more expensive. If you haven’t been able to follow our advice and put aside an emergency fund for situations like this, here are some funding options to consider.
On Top of Things: Financing Roof Repairs before the Winter Months Read More »
If you are concerned about your current savings account balance, the first step is to actually seriously commit to saving more. There is an old saying which says “Nothing Changes Until You Do”. Your savings won’t increase until YOU change the way you do things and the priority you give to savings.  Those people without any savings if they want to do something fun and the vast majority will be able to find the money to do it, so it’s not that they don’t have the money to save… it’s just not a high priority. So the first step in increasing your emergency fund, your savings account or your retirement fund is to make it a priority. Once you’ve done that you can look for places where you can save money to redirect into those savings accounts. Here are a few effective ways to save money that you may not currently be using.
Not Saving Enough? Read More »
Hopefully, you’ve survived the recent hurricanes without incident, but with so many people suffering damage from Hurricanes Harvey and Irma you might be wondering how to get compensated if you suffer damage. For instance, suppose you are in the situation of my neighbor David. His roof was about 20 years old and so had about 5 years of life left in it before he was going to have to replace it. But along came hurricane Irma which ripped off about a dozen shingles and created leaks and potential leaks.
Hurricane! How to Get Compensation after Significant Home Damage Read More »
It is an unfortunate fact that millions of Americans continue to struggle with overwhelming medical bills every single month. Even if you have excellent insurance, you might still be hit with unexpected expenses and fees after visiting the hospital. Here is a look at five tips that will help you pay off your medical bills without breaking the bank.
5 Tips for Paying for Medical Bills on a Budget Read More »
Family expenses can run high, and it may seem challenging at times to stay on budget. After all, there are often home repairs, car repairs, medical bills and more that seem to develop out of the blue. To better plan and budget for unexpected expenses and to continue to live successfully on a tight budget, you need to strategically keep your regular expenses as low as possible. These tips can help you to more successfully accomplish your financial goals.
Frugal Living 101 Read More »
The world is a magical place for kids. It’s a place of astronauts, princesses, and wonderful adventures. To them, money is just a thing that Moms and Dads use when it’s time to go out for ice cream. That’s all well and good, there’s no need for kids to know how to refinance a home (yet), but kids are smart, and it’s important that they know how to use money wisely. The best way to show them, is by showing them how money works in their life.
Teaching Children to Use Money Intelligently Read More »
One of the least pleasant parts of owning a home is dealing with major purchases. As you slowly pay down your mortgage, your efforts to get out of debt will likely be interrupted by the necessity of making large home purchases. Fortunately, the three methods below can help you to save a bit of money.
Buyer’s Market: Great Ways to Save Money on Large Home Purchases Read More »
